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Here comes the tax rises
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Old 30-07-2024, 18:45   #61
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Re: Here comes the tax rises

Quote:
Originally Posted by Pierre View Post
Maybe they did, there was a massive amount of pension fraud and mis-selling in the 1990’s that would still impact many pensioners today.

Or perhaps they just couldn’t afford one.

Or their pension pots failed to yield a decent return because of Gordon Brown’s and Labours raid on pension pots.

Come to think of it, Labour has a track record for hating pensioners.
Because last time labour were in they did a raid on private pensions
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Old 30-07-2024, 19:03   #62
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Re: Here comes the tax rises

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Originally Posted by Damien View Post
If I get it then it's a bonus.
Shouldn’t be though. It should be your right.

Why is the NHS a sacred cow, but a pension a potentially disposable item?

---------- Post added at 19:03 ---------- Previous post was at 18:57 ----------

Quote:
Originally Posted by Mr K View Post
If you believe that then you should stop paying your NI contributions. Why should you fund current the ever increasing 'triple locked' pensioners but get nothing yourself? That money should be for you. A question the younger generation should ask themselves.
By the same token, we should stop paying for the NHS, why should I fund some old persons dementia treatment, that money should be for me, I have health insurance.

Why should the younger generation pay for the health worries of these aging boomers?

It’s really strange watching a Labour supporter, and I assume socialist, denouncing socialism.

There’s hope for you yet.
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Old 30-07-2024, 19:47   #63
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Re: Here comes the tax rises

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Originally Posted by Pierre View Post
Shouldn’t be though. It should be your right.

Why is the NHS a sacred cow, but a pension a potentially disposable item?

---------- Post added at 19:03 ---------- Previous post was at 18:57 ----------



By the same token, we should stop paying for the NHS, why should I fund some old persons dementia treatment, that money should be for me, I have health insurance.

Why should the younger generation pay for the health worries of these aging boomers?

It’s really strange watching a Labour supporter, and I assume socialist, denouncing socialism.

There’s hope for you yet.
Most Private Health Insurance doesn’t cover chronic conditions (such as diabetes, arthritis, angina, asthma, etc.), Accident & Emergency, Intensive Care treatment, pre-existing conditions, pregnancy & birth, and quite a lot more - so as long as you don’t have an accident, need intensive care after an accident or if complications arose from an operation at a private clinic, develop a chronic condition, haven’t had treatment for a previous acute condition, don’t have allergies or food intolerance, aren’t going to be deaf, won’t need dialysis, and don’t expect to get any of the normal symptoms of aging as you get older (Alzheimer’s, Dementia), you absolutely don’t need the NHS…

tl:dr - Private Health insurance is fine unless you have pre-existing conditions, get old, have/get a chronic condition, have an accident or need intensive care…
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Old 30-07-2024, 19:53   #64
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Re: Here comes the tax rises

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Originally Posted by Hugh View Post
Most Private Health Insurance doesn’t cover……………..
Mine does….. thanks.
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Old 30-07-2024, 19:54   #65
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Re: Here comes the tax rises

Quote:
Originally Posted by Pierre View Post
Maybe they did, there was a massive amount of pension fraud and mis-selling in the 1990’s that would still impact many pensioners today.

Or perhaps they just couldn’t afford one.

Or their pension pots failed to yield a decent return because of Gordon Brown’s and Labours raid on pension pots.

Come to think of it, Labour has a track record for hating pensioners.
They couldn’t afford it ? Is one extracting the urine?
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Old 30-07-2024, 19:59   #66
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Re: Here comes the tax rises

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Originally Posted by Pierre View Post
Shouldn’t be though. It should be your right.

Why is the NHS a sacred cow, but a pension a potentially disposable item?
Because I don't trust it not to go given the economics of how it works. I don't want it to go but I am trying to ensure I won't have to depend on it.

---------- Post added at 19:59 ---------- Previous post was at 19:58 ----------

Quote:
Originally Posted by Pierre View Post
Mine does….. thanks.
Which one? I have a decent one with AXA and I am not sure the extent to which it covers newly diagnosed chronic conditions.

(And obviously none of them do A&E or intensive care)
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Old 30-07-2024, 20:00   #67
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Re: Here comes the tax rises

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Originally Posted by Pierre View Post
Mine does….. thanks.
My Dad had private healthcare , when he got seriously ill they had to transfer him a lengthy distance to an NHS hospital. A journey he could have done without.

You might get a nice room, shorter waiting list, but when it comes to it, you will need the NHS.
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Old 30-07-2024, 20:04   #68
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Re: Here comes the tax rises

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Originally Posted by Mr K View Post
My Dad had private healthcare , when he got seriously ill they had to transfer him a lengthy distance to an NHS hospital. A journey he could have done without.

You might get a nice room, shorter waiting list, but when it comes to it, you will need the NHS.
Especialy this winter when you have hypothermia thanks to rachael thieves .
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Old 30-07-2024, 20:05   #69
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Re: Here comes the tax rises

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Especialy this winter when you have hypothermia thanks to rachael thieves .
Are you really that dependent on £200. If so you need to claim pension credit, then you'll get the fuel allowance aswell.

Maybe sell the boat?
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Old 30-07-2024, 20:11   #70
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Re: Here comes the tax rises

One of the reasons private healthcare is relatively cheap in this country is because it has the NHS as a backstop. The NHS takes on the expensive stuff which is largely when we're old although obesity and diabetes are expensive as well.

Private healthcare is good to avoid getting years-long waiting lists for non-urgent treatment and quicker access to specialists for things like cancer. I think they will also pay for some drugs not available on the NHS when it comes to cancer but that depends.
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Old 30-07-2024, 20:12   #71
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Re: Here comes the tax rises

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Originally Posted by Mr K View Post
Are you really that dependent on £200. If so you need to claim pension credit, then you'll get the fuel allowance aswell.

Maybe sell the boat?
i'm not dependant on it but millions are,being old isn't fun and keeping warm is very difficult for the elderly and too expencive without help.
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Old 30-07-2024, 20:25   #72
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Re: Here comes the tax rises

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Originally Posted by papa smurf View Post
i'm not dependant on it but millions are,being old isn't fun and keeping warm is very difficult for the elderly and too expencive without help.
The payments were introduced by Labour,since then the Tories have come in with the triple lock which massively dwarfs the fuel payment. They have also financially crippled us.

Get rid of the triple lock and you can have the fuel payment if you want, it would save the country masses more. But just like everyone else, you can't have everything. There is a safety net, pension credit.
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Old 30-07-2024, 20:28   #73
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Re: Here comes the tax rises

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Originally Posted by Damien View Post
One of the reasons private healthcare is relatively cheap in this country is because it has the NHS as a backstop. The NHS takes on the expensive stuff which is largely when we're old although obesity and diabetes are expensive as well.

Private healthcare is good to avoid getting years-long waiting lists for non-urgent treatment and quicker access to specialists for things like cancer. I think they will also pay for some drugs not available on the NHS when it comes to cancer but that depends.
Like all privatisation in the UK it cherrypicks the profits and we nationalise the losses. The worst of both worlds.
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Old 30-07-2024, 20:57   #74
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Re: Here comes the tax rises

Here we go.

https://www.bbc.co.uk/news/articles/c7290yxw8q4o
Quote:
The chancellor has said the government will likely raise some taxes in October's Budget after months of speculation about Labour's stance on tax.

The amount of envy in this topic is interesting to see, some of you must look greener than the hulk.
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Old 30-07-2024, 20:59   #75
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Re: Here comes the tax rises

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Originally Posted by papa smurf View Post
i'm not dependant on it but millions are,being old isn't fun and keeping warm is very difficult for the elderly and too expencive without help.
Again, they should have planned for their financial future better and not expected that the state would be there to support them
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