I use a free ISP service for my PAYG - from just 1p a minute and it's really fast. I think not as many users as the big guys so you don't get "clogged up". They answer all your questions and you don't even need to remember a password, any ID and password will work which is great as my memory isn't!
Try them at
www.inspiron.co.uk and see what you think...
rgds
gabby