What have you just bought?

Originally Posted by papa smurf

does anyone have a savings account anymore

Yes.

[SnoopZ]

Originally Posted by Dingbat

Good tip.

Nationwide tells me mine is 604, which is negatively impacted by having no mortgage, credit card, or unsecured loans in my name. So it seems that the better you manage your finances, the worse your score becomes?

I have no mortgage, loans or debt, so my high score with TransUnion will be because I put everything on credit card and pay it off in full when the monthly statement comes.

---------- Post added at 17:04 ---------- Previous post was at 17:02 ----------

Originally Posted by papa smurf

does anyone have a savings account anymore

Why wouldn't someone have a savings account?

I've got an instant access savings account and a fixed rate ISA, my current account doesn't pay any interest but after 38 years I can't be arsed to move it.

[papa smurf]

Originally Posted by SnoopZ

I have no mortgage, loans or debt, so my high score with TransUnion will be because I put everything on credit card and pay it off in full when the monthly statement comes.

---------- Post added at 17:04 ---------- Previous post was at 17:02 ----------



Why wouldn't someone have a savings account?

I've got an instant access savings account and a fixed rate ISA, my current account doesn't pay any interest but after 38 years I can't be arsed to move it.

i ask because people seem obsessed with credit,which is totally opposite to the way i purchase things