What have you just bought?
Today, 15:37
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#7816
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Dr Pepper Addict
Cable Forum Admin
Join Date: Oct 2003
Location: Nottingham
Age: 63
Services: Zen & YouFibre FTTP, Sky Q TV, Sky Mobile, Flextel SIP
Posts: 31,266
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Re: What have you just bought?
Quote:
Originally Posted by papa smurf
does anyone have a savings account anymore
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Yes.
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 Baby, I was born this way.
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Today, 16:04
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#7817
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CF Resident Dog
Join Date: Mar 2005
Services: Zen FTTP 910
Posts: 16,245
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Re: What have you just bought?
Quote:
Originally Posted by Dingbat
Good tip.
Nationwide tells me mine is 604, which is negatively impacted by having no mortgage, credit card, or unsecured loans in my name. So it seems that the better you manage your finances, the worse your score becomes?
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I have no mortgage, loans or debt, so my high score with TransUnion will be because I put everything on credit card and pay it off in full when the monthly statement comes.
---------- Post added at 17:04 ---------- Previous post was at 17:02 ----------
Quote:
Originally Posted by papa smurf
does anyone have a savings account anymore
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Why wouldn't someone have a savings account?
I've got an instant access savings account and a fixed rate ISA, my current account doesn't pay any interest but after 38 years I can't be arsed to move it.
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Today, 16:17
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#7818
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vox populi vox dei
Join Date: Mar 2007
Location: the last resort
Services: every thing
Posts: 15,653
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Re: What have you just bought?
Quote:
Originally Posted by SnoopZ
I have no mortgage, loans or debt, so my high score with TransUnion will be because I put everything on credit card and pay it off in full when the monthly statement comes.
---------- Post added at 17:04 ---------- Previous post was at 17:02 ----------
Why wouldn't someone have a savings account?
I've got an instant access savings account and a fixed rate ISA, my current account doesn't pay any interest but after 38 years I can't be arsed to move it.
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i ask because people seem obsessed with credit,which is totally opposite to the way i purchase things
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Today, 16:27
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#7819
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laeva recumbens anguis
Cable Forum Mod
Join Date: Jun 2006
Age: 69
Services: Premiere Collection
Posts: 45,092
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Re: What have you just bought?
credit score, not credit
A good credit score makes it easier to get interest free credit, which means the money stays in your bank account longer, rather than giving it all up front to pay for something.
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