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Old 03-07-2006, 12:48   #211
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Re: Reclaim Your Bank And Card Charges
Does anyone have an update on their claim ?

Mike
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Old 08-07-2006, 14:52   #212
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Re: Reclaim Your Bank And Card Charges
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Originally Posted by Mike
Does anyone have an update on their claim ?

Mike
Still no updates then ???

Mike
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Old 08-07-2006, 14:53   #213
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Re: Reclaim Your Bank And Card Charges
Quote:
Originally Posted by Mike
Still no updates then ???

Mike
not at the moment hun
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Old 11-07-2006, 23:00   #214
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Re: Reclaim Your Bank And Card Charges
Quote:
Originally Posted by skyblueheroes
Or you could try to not incur any bank charges and not have to go through this.
Not always possible. I went overdrawn once (without an overdraft) not so long back and got charged £20 for going overdrawn, plus £30 as it was a DD that took me overdrawn (it was only by about £8).

On top of that, my bank has been charging me at least £20 a month for going overdrawn because their £20 charge made me overdrawn each month

So I got stuck in a nastly loop, as paying my bills didn't leave enough in my account to pay their charge, but they took it anyway.

Also, the other month, I phoned ntl up and paid my bill with my debit card, and it got approved, as I had enough money in my account. Then, a couple of weeks later, I got a letter from ntl saying that my bank had not paid it. The reason was... My bank had took their charges out AFTER my payment to ntl was approved.

I'm only just about getting sorted from that.
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Old 12-07-2006, 12:56   #215
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Re: Reclaim Your Bank And Card Charges
yeah the banks will always approve charges to them over other payments.
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Old 18-07-2006, 13:04   #216
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Re: Reclaim Your Bank And Card Charges
Any updates or success stories yet ??????

Mike
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Old 18-07-2006, 13:10   #217
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Re: Reclaim Your Bank And Card Charges
Quote:
Originally Posted by Mike
Any updates or success stories yet ??????

Mike
Just sent my first polite letter yesterday asking them for the charges back (First Direct). Will post any results.
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Old 18-07-2006, 13:15   #218
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Re: Reclaim Your Bank And Card Charges
Quote:
Originally Posted by orangebird
Just sent my first polite letter yesterday asking them for the charges back (First Direct). Will post any results.
I've tried 3 polite letters to FD with no joy...

They just quote standard T&C back & refer you to the FSO.

Time for the legal action route I think....
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Old 18-07-2006, 13:31   #219
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Re: Reclaim Your Bank And Card Charges
Quote:
Originally Posted by Cobbydaler
I've tried 3 polite letters to FD with no joy...

They just quote standard T&C back & refer you to the FSO.

Time for the legal action route I think....
There's lots of examples of successful cases against FD on the Consumer Action Group site - Lots of cases in it's own forum here
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Old 18-07-2006, 13:58   #220
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Re: Reclaim Your Bank And Card Charges
Quote:
Originally Posted by Mike
Does anyone have an update on their claim ?

Mike
Not me Still waiting for NatWest to action the SAR.
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Old 18-07-2006, 14:21   #221
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Re: Reclaim Your Bank And Card Charges
Hoping to be able to complete the cliam online when more funds hit my account next month.
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Old 18-07-2006, 14:28   #222
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Re: Reclaim Your Bank And Card Charges
Quote:
Originally Posted by handyman
Hoping to be able to complete the cliam online when more funds hit my account next month.
It seems most pay up at this stage..........see online survey post 219 or http://www.consumeractiongroup.co.uk/surveyresults.php

Keep going

Mike
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Old 24-07-2006, 09:34   #223
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Re: Reclaim Your Bank And Card Charges
Quote:
Originally Posted by Cobbydaler
I've tried 3 polite letters to FD with no joy...

They just quote standard T&C back & refer you to the FSO.

Time for the legal action route I think....
Update on my claim - sent of my first letter, asking nicely with no quoting and acts etc... Got it all back in full! Yay!
I was only claiming 560 quid, so I'm not sure whether that was too small a claim to bother them too much - is your claim larger?
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Old 24-07-2006, 09:55   #224
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Re: Reclaim Your Bank And Card Charges
Quote:
Originally Posted by orangebird
Update on my claim - sent of my first letter, asking nicely with no quoting and acts etc... Got it all back in full! Yay!
I was only claiming 560 quid, so I'm not sure whether that was too small a claim to bother them too much - is your claim larger?
OB, congrats & well done. Let the floodgates open!!
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Old 24-07-2006, 12:33   #225
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Re: Reclaim Your Bank And Card Charges
Quote:
Originally Posted by orangebird
Update on my claim - sent of my first letter, asking nicely with no quoting and acts etc... Got it all back in full! Yay!
I was only claiming 560 quid, so I'm not sure whether that was too small a claim to bother them too much - is your claim larger?
Orangebird................well done

Mike
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