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What have you just bought?
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Old Today, 07:24   #7771
Hugh
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Re: What have you just bought?

Quote:
Originally Posted by papa smurf View Post
your bank account thanks you
How would he know - he can’t access it…
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Old Today, 08:26   #7772
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Re: What have you just bought?

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Originally Posted by Hugh View Post
How would he know - he can’t access it…
Why would I want to? Money goes in, bills get paid.

It's not like Facebook that needs to be looked at every 47 seconds to see what's new or changed
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Old Today, 09:37   #7773
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Re: What have you just bought?

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Originally Posted by Carth View Post
Why would I want to? Money goes in, bills get paid.

It's not like Facebook that needs to be looked at every 47 seconds to see what's new or changed
Those are two completely different things



Did you buy a bulk order of strawmen once you gained your ability to order online?

(as it appears you need them, not want them…)
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Old Today, 09:40   #7774
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Re: What have you just bought?

What is it with you seeing strawmen everywhere?

How many times a day do you check your bank account(s) . . and why?
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Old Today, 09:52   #7775
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Re: What have you just bought?

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Originally Posted by Carth View Post
What is it with you seeing strawmen everywhere?

How many times a day do you check your bank account(s) . . and why?
he's wurzel gummidge
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Old Today, 17:46   #7776
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Re: What have you just bought?

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Originally Posted by Carth View Post
What is it with you seeing strawmen everywhere?

How many times a day do you check your bank account(s) . . and why?
Well, if you stopped posting them so often, I wouldn’t see that many…

I have accessed my bank account once each day for the last three days - Monday to transfer a payment for decorating work we had done last week, Tuesday to check if my daughter had transferred the money she said she would last week (she hadn’t, so got reminded, and then she transferred it), and today, to pay our window cleaners.

I checked it once last week, as we had a couple of large credit card bills to pay off (restaurant, etc. bills from a fortnight in Cyprus second half of September, new front door, and a couple of other things), so wanted to make sure there was enough to cover the Direct Debits.

I understand that you don’t feel you need the ability to check (when you want) the state of your bank/credit cards accounts, and that’s fine for you, but when you denigrate those with different requirements just because you don’t need that facility, it reflects more on you than them…
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Old Today, 18:11   #7777
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Re: What have you just bought?

i've never had a credit card
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Old Today, 18:12   #7778
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Re: What have you just bought?

Me neither. Spend what you have.
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Old Today, 18:24   #7779
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Re: What have you just bought?

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Me neither. Spend what you have.
no no no save what you have and spend the interest
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Old Today, 18:30   #7780
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Re: What have you just bought?

I'm not waiting on paint drying
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Old Today, 19:20   #7781
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Re: What have you just bought?

It's always good to have and use a credit card if you can trust yourself to pay it in full each month, it gives you protection and helps with credit score if that is needed.

I put everything on mine other than direct debit bills.
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Old Today, 19:57   #7782
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Re: What have you just bought?

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Me neither. Spend what you have.
I have but still spend what I have, just pay them off each month (and get cashback on the spending).
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Old Today, 20:17   #7783
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Re: What have you just bought?

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Originally Posted by thenry View Post
Me neither. Spend what you have.
Credit cards are a very good way of improving your credit scores and increases your chances of getting better interest rates on any loan you do need in the future.

Strangely enough as long as you do not keep having hard searches the higher your available credit the better for your score. On top of that using your card for shopping and the like and then paying it off end of the month bolsters your score because it is showing a good credit history
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Old Today, 20:22   #7784
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Re: What have you just bought?

Exactly, I told my wife she should do that.
She only uses it now and then, but now as an "Excellent" rating.
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Old Today, 20:45   #7785
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Re: What have you just bought?

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I have but still spend what I have, just pay them off each month (and get cashback on the spending).
The same, but use BA Amex and Barclaycard Avios cards to get Avios Points, which we use for Business Class long-haul flights about every two years (only pay taxes, as the Avios Points pay for my seat and the free Companion voucher for SWMBO’s seat).

As has been said, it’s excellent for credit ratings - our score in Equifax is 987/1000…
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