The state benefits system mega-thread. 
		 
	 
 
	
	
		
	
	
	
		
			
			 
			05-07-2015, 21:21
			
			
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			#1681
			
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				Re: The state benefits system mega-thread.  Many merged.
			 
			 
			
		
		
		
			
			
	Quote: 
	
	
		
			
				
					Originally Posted by  heero_yuy
					 
				 
				As I understand the thrust is to make employers pay better wages so that the state doesn't need to supplement them with expensive benefits. What's the problem with that? 
 
Making the poor pay taxes so the state then gives them back the money they should have kept in the first place is just daft. Get the state off the peoples backs. 
			
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 Yes one would hope that employers would make up the shortfall in peoples salary's but thats a very big if in my book.
		  
		
		
		
		
		
		
			
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			06-07-2015, 00:48
			
			
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			#1682
			
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				Re: The state benefits system mega-thread.  Many merged.
			 
			 
			
		
		
		
			
			
	Quote: 
	
	
		
			
				
					Originally Posted by  heero_yuy
					 
				 
				The Lidl ones are OK.   
Over 50% of the population are on some kind of state benefit. Perhaps if that was substantially reduced then those who really  need it might not feel the pinch so much.  
			
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 Might be trickier than it sounds given how many of that 50% are either in work and having derisory wages topped up to pay extortionate rents or retired.
		  
		
		
		
		
		
		
		
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			06-07-2015, 10:35
			
			
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			#1683
			
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				Re: The state benefits system mega-thread.  Many merged.
			 
			 
			
		
		
		
			
			Rather enjoyed Brighty's cartoon in my redtop today: 
 
Paywall linky
Last two items bottom right.   
butcher_osborne_s.jpg
		 
		
		
		
			
			
			
			
			
			
			 
		
		
		
		
		
		
			
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			06-07-2015, 11:40
			
			
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			#1684
			
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				Re: The state benefits system mega-thread.  Many merged.
			 
			 
			
		
		
		
			
			
	Quote: 
	
	
		
			
				
					Originally Posted by  denphone
					 
				 
				Yes one would hope that employers would make up the shortfall in peoples salary's but thats a very big if in my book. 
			
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 Just out of interest, where would all this money come from?
 
Not all businesses make huge profits you know.
 
Small businesses with few employees would get rid of staff, I know I would.
		  
		
		
		
		
		
		
			
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			06-07-2015, 11:56
			
			
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			#1685
			
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				Re: The state benefits system mega-thread.  Many merged.
			 
			 
			
		
		
		
			
			
	Quote: 
	
	
		
			
				
					Originally Posted by  Julian
					 
				 
				Just out of interest, where would all this money come from? 
 
Not all businesses make huge profits you know. 
 
Small businesses with few employees would get rid of staff, I know I would. 
			
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 Well they could try putting their prices up but then they'd have the same very same people complaining about the cost of everything going up...     
		 
		
		
		
		
		
		
		
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			06-07-2015, 12:07
			
			
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			#1686
			
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				Re: The state benefits system mega-thread.  Many merged.
			 
			 
			
		
		
		
			
			
	Quote: 
	
	
		
			
				
					Originally Posted by  Osem
					 
				 
				Well they could try putting their prices up but then they'd have the same very same people complaining about the cost of everything going up...      
			
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 Exactly!
		  
		
		
		
		
		
		
			
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			06-07-2015, 12:16
			
			
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			#1687
			
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				Re: The state benefits system mega-thread.  Many merged.
			 
			 
			
		
		
		
			
			
	Quote: 
	
	
		
			
				
					Originally Posted by  Julian
					 
				 
				Just out of interest, where would all this money come from? 
 
Not all businesses make huge profits you know. 
 
Small businesses with few employees would get rid of staff, I know I would. 
			
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 Well GO and DC seems to think employers will take the strain and raise workers wages to cover the tax credit shortfalls but those statements are full of if , buts and maybes be it whether it is a smaller firm or even the larger ones to whether they will raise their workers salaries to make up for this.
		  
		
		
		
		
		
		
			
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			06-07-2015, 12:22
			
			
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			#1688
			
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				Re: The state benefits system mega-thread.  Many merged.
			 
			 
			
		
		
		
			
			Well someone will have to pay.  More profitable companies may be able to absorb the cost but you can't pay staff out of losses for very long (unless you're in Greece lol) so in respect of those companies struggling to survive, either the ranks of the unemployed will be added to or we'll have to pay more for our goods and services.
		 
		
		
		
		
		
		
		
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			06-07-2015, 13:05
			
			
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			#1689
			
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				Re: The state benefits system mega-thread.  Many merged.
			 
			 
			
		
		
		
			
			Loads of businesses will make redundancies. 
Loads of people will pack in their jobs. 
Loads of businesses will close.
		 
		
		
		
		
		
		
		
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			06-07-2015, 19:11
			
			
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			#1690
			
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				Re: The state benefits system mega-thread.  Many merged.
			 
			 
			
		
		
		
			
			Let us not forget that there is a Budget coming up..... 
https://www.youtube.com/watch?v=BI7fudmO7FY
		 
		
		
		
		
		
		
		
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			13-07-2015, 15:10
			
			
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			#1691
			
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				Re: The state benefits system mega-thread.  Many merged.
			 
			 
			
		
		
		
			
			Hmm, this doesn't sound good.  
 
David Cameron open to idea of workers saving up to fund own sick pay.
 
 http://www.theguardian.com/politics/...d-own-sick-pay
 
IDS must have something big on Camoron.
		  
		
		
		
		
		
		
			
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			13-07-2015, 15:14
			
			
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			#1692
			
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				Re: The state benefits system mega-thread.  Many merged.
			 
			 
			
		
		
		
			
			From the article  
	Quote: 
	
	
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				The proposal of fortune accounts for the UK was examined in depth in a paper by the free market libertarian Adam Smith Institute thinktank in 1995, which looked at how people could go to a single private provider for an account that gave them long-term care insurance, disability cover, health insurance, savings fund management and unemployment insurance.
			
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 When I had a mortgage, I always had a policy that paid the mortgage if I was sick, unemployed, or died - it's quite common..
		  
		
		
		
		
		
		
			
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			13-07-2015, 15:21
			
			
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			#1693
			
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				Re: The state benefits system mega-thread.  Many merged.
			 
			 
			
		
		
		
			
			Will the living wage be worth £9 in five years time!
		 
		
		
		
		
		
		
		
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			13-07-2015, 15:59
			
			
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			#1694
			
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				Re: The state benefits system mega-thread.  Many merged.
			 
			 
			
		
		
		
			
			
	Quote: 
	
	
		
			
				
					Originally Posted by  Hugh
					 
				 
				From the article  
 
When I had a mortgage, I always had a policy that paid the mortgage if I was sick, unemployed, or died - it's quite common.. 
			
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 Unfortunately the banks did much to discredit such insurance with their own PPI scandals.  
		 
		
		
		
		
		
		
			
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			13-07-2015, 16:07
			
			
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			#1695
			
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				Re: The state benefits system mega-thread.  Many merged.
			 
			 
			
		
		
		
			
			
	Quote: 
	
	
		
			
				
					Originally Posted by  Hugh
					 
				 
				From the article  
 
When I had a mortgage, I always had a policy that paid the mortgage if I was sick, unemployed, or died - it's quite common.. 
			
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 Us too.  Seemed like a perfectly sensible thing to do...  
 
---------- Post added at 15:07 ---------- Previous post was at 15:01 ---------- 
 
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					Originally Posted by  heero_yuy
					 
				 
				Unfortunately the banks did much to discredit such insurance with their own PPI scandals.   
			
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 Yes and now we're heading towards the point where nobody will be keen to give advice about anything for fear of being sued or otherwise held accountable if it goes wrong 10 years down the line...
		  
		
		
		
		
		
		
		
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