The Car tax disc is to be scrapped after 93 years

Originally Posted by Gary L

We're not talking about an untaxed car. and no I'm not shouting.

From the 1st October all cars sold are sold as untaxed .As soon as the car changes owner the tax is cancelled and an automatic refund issued to the previous owner (as you pointed out) .So we are talking about untaxed cars and the tax will be bought from the start of the month as has always been the case and refunds will be for complete months as has always been the case .It may be the case that in the future tax can be purchased on a daily basis and refunded to the day but until then the only difference is that there will be no paper disc in the corner of your windscreen .The other difference is that I won't have to chase up a new tax disc from my lease company and they won't have to post hundreds out to their customers

[Gary L]

Originally Posted by arcimedes

No just a bit more difficult. You can go on gov.uk and look up a reg no and the car make and see if its taxed and MOT'd I've done it in a car park while waiting for my wife to finish shopping

The MOT check is a good one.
you can tell people that their MOT is coming up. and they'll think you're magic

---------- Post added at 12:12 ---------- Previous post was at 12:08 ----------

Originally Posted by martyh

From the 1st October all cars sold are sold as untaxed .

I know. but read this part slowly.....

before when you could transfer the tax disc with the car. DVLA wouldn't get 2 lots of money for 2 weeks worth of tax.
now with the changes it will be paid for twice.

Now if you buy a car say today. you'd have to tax it from the 1st of this month.

where before if the seller left the tax on. you could drive it away and pay for tax from the 1st of next month instead.

please tell me you get it now so I don't cry over my Sunday dinner.

[Russ]

I'm in 2 minds about the ability to check on insurance, tax and MOTs online. On one hand it helped me once when a previous insurance company messed up my policy and a niggling feeling after I spoke to them led me to keep checking on the MID site and I found out my insurance wasn't valid due to their error. Had I needed to make a claim in that time they reckon they'd have covered me but still I couldn't have done without the hassle. Plus if someone has left a car in your street for days you can have a good idea whether or not it's been abandoned.

But I think there's going to be a big element of snooping when more people realise the details can be checked. I'm not saying untaxed/uninsured/unsafe cars should be left alone but I can't help wondering if one of the ideas behind this is to take a little bit of pressure off the police and allow the public to investigate and report things themselves....or even 'encourage by other means' the owner to get the car legalised. I've never really been a fan of vigilante justice.

[Gary L]

If you think about it. they're telling you that you can check whether a car is taxed and/or MOT'd and they provide the facility to be able to do it. then I doubt that it's just there for you to check your own details. so yes. it's to encourage society to grass each other up. we've been doing it before now with TV licence, benefit cheats and all the rest. we do all the work. and get used to hating each other. and they reap the benefits.

Originally Posted by Gary L

The MOT check is a good one. you can tell people that their MOT is coming up. and they'll think you're magic ---------- Post added at 12:12 ---------- Previous post was at 12:08 ---------- I know. but read this part slowly..... before when you could transfer the tax disc with the car. DVLA wouldn't get 2 lots of money for 2 weeks worth of tax. now with the changes it will be paid for twice. Now if you buy a car say today. you'd have to tax it from the 1st of this month. where before if the seller left the tax on. you could drive it away and pay for tax from the 1st of next month instead. please tell me you get it now so I don't cry over my Sunday dinner.

Gary ,I have always 'got it' I just don't make a big deal out of it ,the downsides are far less than the up sides ,all you have to do is choose the time to sell a car it really isn't that big of a deal

[Gary L]

Originally Posted by martyh

Gary ,I have always 'got it' I just don't make a big deal out of it ,the downsides are far less than the up sides ,all you have to do is choose the time to sell a car it really isn't that big of a deal

The upsides are that insurance premiums will come down.

No really, they will.

[Russ]

How do you figure that out?

[papa smurf]

Originally Posted by Russ

I'm in 2 minds about the ability to check on insurance, tax and MOTs online. On one hand it helped me once when a previous insurance company messed up my policy and a niggling feeling after I spoke to them led me to keep checking on the MID site and I found out my insurance wasn't valid due to their error. Had I needed to make a claim in that time they reckon they'd have covered me but still I couldn't have done without the hassle. Plus if someone has left a car in your street for days you can have a good idea whether or not it's been abandoned.

But I think there's going to be a big element of snooping when more people realise the details can be checked. I'm not saying untaxed/uninsured/unsafe cars should be left alone but I can't help wondering if one of the ideas behind this is to take a little bit of pressure off the police and allow the public to investigate and report things themselves....or even 'encourage by other means' the owner to get the car legalised. I've never really been a fan of vigilante justice.

i'm quite sure the ask mid site asks you to tick a box declaring that the vehicle you are checking is your own as it is illegal to check on another persons vehicle .

[Russ]

Originally Posted by papa smurf

i'm quite sure the ask mid site asks you to tick a box declaring that the vehicle you are checking is your own as it is illegal to check on another persons vehicle .

I wouldn't have thought it would stop a person determined to find out about someone's car that's been parked outside their house for a week or so.

[Gary L]

Originally Posted by Russ

How do you figure that out?

I read it. something about because everybody is suddenly going to become legal and not clone each others cars. the insurance premiums should come down.

Because this is all 'digital' there's absolutely no reason at all why you can't be refunded days as well as whole months.
and there's also absolutely no reason why the same can't be done when purchasing tax at any time of the month. it can easily be worked so days count.

we're too advanced not to be able to do it.
we just choose to do it that way because there's 2 lots of tax money to be made.

[Russ]

Originally Posted by Gary L

I read it. something about because everybody is suddenly going to become legal and not clone each others cars. the insurance premiums should come down.

That's quite wild conjecture. This certainly won't mean everyone on the road will be 'legal'. Insurance premiums are based on theft from vehicles, accident and malicious damage, personal injury, financial loss etc and other things that the end of tax discs won't have an effect on.

[Gary L]

My predictions are:

the new number to tax it will be a premium rate.

there will be a lot of cloned cars driving around.
(cloned cars are less likely to be stopped if the one you cloned is all legal)
(and the cloned driver doesn't attract any attention to their driving)

Originally Posted by Russ

That's quite wild conjecture. This certainly won't mean everyone on the road will be 'legal'. Insurance premiums are based on theft from vehicles, accident and malicious damage, personal injury, financial loss etc and other things that the end of tax discs won't have an effect on.

The way I understand it is that as soon as I buy Gary's car I have to ring up or go on line to buy tax and as soon as I do that they will check to see if I am insured to drive that car and the car has an MOT before they will tax it ,before it was possible to buy Gary's car with tax on it so no need to get insurance so in theory the number of uninsured vehicles should go down

---------- Post added at 14:09 ---------- Previous post was at 13:58 ----------

Originally Posted by Gary L

My predictions are: the new number to tax it will be a premium rate. there will be a lot of cloned cars driving around. (cloned cars are less likely to be stopped if the one you cloned is all legal) (and the cloned driver doesn't attract any attention to their driving)

The number is a local rate number 0300 123 4321 available 24/7

As for car cloning the police will just have look at the glass or VIN number instead of a piece of paper

[Hom3r]

Originally Posted by martyh

The way I understand it is that as soon as I buy Gary's car I have to ring up or go on line to buy tax and as soon as I do that they will check to see if I am insured to drive that car and the car has an MOT before they will tax it ,before it was possible to buy Gary's car with tax on it so no need to get insurance so in theory the number of uninsured vehicles should go down ---------- Post added at 14:09 ---------- Previous post was at 13:58 ---------- The number is a local rate number 0300 123 4321 available 24/7 As for car cloning the police will just have look at the glass or VIN number instead of a piece of paper

Not if they drive without attracting the attention of the fuzz .

Originally Posted by Hom3r

Not if they drive without attracting the attention of the fuzz .

so no difference then ,crooks clone cars now even with a tax disc and the only way a cop could tell was if the car was stopped and they checked the vin or glass security