more card scams

[Bex]

Originally Posted by MikeyB

My Mum & my g/f carry their pin numbers around with them in their bags. My Mum is the worst, getting the little bit of paper out every time she uses a cash machine.

you should never ever have your pin written down. i don't know what bank your mum and gf are with but through most ATM's you can change your pin to something you will remember. but i know with the abbey you can only do this the first time you put your card in.

when at work, i've only seen a few cases of people who have had a problem with card fraud. without going into detail, one customer had a lot more than punky withdrawn from their account.

if you are going to a bank to use their atm, some banks have atm's inside the banking hall.... i always try and use these because it is safer.

a while back our local paper ran a story about the atm machines in my village, so i tend not to use them now.

and the other thing is always shred any card receipts you throw out

Originally Posted by Bex

you should never ever have your pin written down. i don't know what bank your mum and gf are with but through most ATM's you can change your pin to something you will remember. but i know with the abbey you can only do this the first time you put your card in.

when at work, i've only seen a few cases of people who have had a problem with card fraud. without going into detail, one customer had a lot more than punky withdrawn from their account.

if you are going to a bank to use their atm, some banks have atm's inside the banking hall.... i always try and use these because it is safer.

a while back our local paper ran a story about the atm machines in my village, so i tend not to use them now.

and the other thing is always shred any card receipts you throw out

And don't leave your receipt from the ATM at the atm,take it away with you.

Incog.

Originally Posted by punky

Well, so far so good. I've just looked at my bank transaction report, and they have credited me the £32.27 I lost via the POS transaction. Not bad considering they said it would take 28 working days, and it only took about 5.

Still waiting on the £400, but so far so good.

Did you get the money punky?

Originally Posted by Escapee

Naughty you.

We are supposed to avoid the obvious or we will all be accused of racism etc.

If you were to get your hands on all the sats about fraud of this sort and the people caught it would be very interesting to survey.

I am very carefull at the cashpoints and dont like anyone standing close to me, I know someone who was caught for a small amount on one of the Cardiff cash points.

Why naughty? I'm just telling the truth.

[Bex]

Originally Posted by Incognitas

And don't leave your receipt from the ATM at the atm,take it away with you.

Incog.

if you look at ATM receipts now, they have been changed and shouldn't show any of your details in full. it will show the first few digits of your account number etc but that should be all it shows. i think banks have finally cottoned on to the fact receipt can be used for fraud

I have stopped using machines unless I'm absolutely desperate - I always get cashback from shops now - so many seem to do it these days.

[ian@huth]

It isn't just ATM fraud that you have to watch out for. My daughter has a Capital One card that she hadn't used for a year and has only ever used in retail establishments, never at an ATM or online. She used it on the 14th June at a shop in Nottingham and got her statement from Capital One last Friday. Expecting to find only the £20 purchase on the statement she was amazed to find two transactions, the £20 and a further one for £450 made on the 11th June from a dot com company in the States and converted from dollars. There is no trace of the dot com company (getinfo.elements.com) online. She cannot figure out how her account details have managed to be used and it will be a struggle for her to keep from looking at the transaction details online when she gets back into work on Monday. She works for Capitol One in Nottingham and shouldn't access her own account details. It just shows that it pays to look carefully at all bank and credit card statements. £450 for most people would immediately trigger alarm bells, but the odd £10 or £20 might not.

[zoombini]

I was the victim of cc fraud a couple of years ago, £200+ was taken from my account & the bank said it was "internet transactions".
HOwever when I went to the police reporting fraud (as the bank had said I should) the did not want to know!
Luckily I got my money back from the bank within the month.

[iadom]

Just spotted this in the local rag. This is a very clever piece of kit.

http://www.oldham-chronicle.co.uk/NEWSW01.html

Originally Posted by zoombini

I was the victim of cc fraud a couple of years ago, £200+ was taken from my account & the bank said it was "internet transactions".
HOwever when I went to the police reporting fraud (as the bank had said I should) the did not want to know!
Luckily I got my money back from the bank within the month.

Strictly speaking the police are correct on this point if it was indeed a credit card, and not a debit card. Under those circumstances the credit card company has been defrauded as it is their money that has been taken. By definition, credit is money you don`t have so it isn`t your's to be take from.

The bank should not have told you to go to the police, they should have dealt with it.

[paulyoung666]

Originally Posted by iadom

Just spotted this in the local rag. This is a very clever piece of kit.

http://www.oldham-chronicle.co.uk/NEWSW01.html

cheeky b@stards

So why aren't the banks doing something about getting more security checks such as someone to go out and actually eyeball the ATM physically from outside?

Do they even check them from the outside.What's wrong with having a security camera pointed at the ATM's so it can be seen when someone puts up one of these false fronts?

Incog.

Originally Posted by Incognitas

So why aren't the banks doing something about getting more security checks such as someone to go out and actually eyeball the ATM physically from outside?

Do they even check them from the outside.What's wrong with having a security camera pointed at the ATM's so it can be seen when someone puts up one of these false fronts?

Incog.

Thast what i have wondered? I mean how do they even not KNOW that someone is tampering with the ATMS?

[paulyoung666]

Originally Posted by Incognitas

So why aren't the banks doing something about getting more security checks such as someone to go out and actually eyeball the ATM physically from outside?

Do they even check them from the outside.What's wrong with having a security camera pointed at the ATM's so it can be seen when someone puts up one of these false fronts?

Incog.

makes me wonder

mind you whenever i go to a minibank machine i try and rip it apart first before i put my card in

This reminds me of all the posters on the underground that tell people about pickpockets. Everyone looks at them and i notice that a load of people check a pocket (i.e check their wallet) but that means that a pickpocket would automatically know where your wallet is.....