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				Re: Here comes the tax rises
			 
			 
			
		
		
		
			
			Given how the state pension is financed it's a good idea to assume you're unlikely to get it or it'll be much reduced by the time you reach retirement age if you're under 50 so I do operate on that basis with my finances. 
 
If I get it then it's a bonus.
		 
		
		
		
		
		
		
		
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