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Looking to get a Credit Card
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Old 04-02-2019, 19:00   #16
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Re: Looking to get a Credit Card

I've made hundreds from cashback in credit cards, and never paid them a penny interest. Got a Halifax one that pays 2% on fuel and groceries, sadly no longer available, but I'm not giving it up ! They also give you protection on purchases. Used wisely, i.e. not for credit, they can be useful.

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Old 04-02-2019, 20:01   #17
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Re: Looking to get a Credit Card

I only decided to get a CC when I was buiny loads of stuff on Amazon.

I do pay it off every month.

Tkae recently bought my camera on it, for added protection.
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Old 04-02-2019, 23:12   #18
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Re: Looking to get a Credit Card

Have to agree - I use it and pay it off in full at the end of the month (and I get air miles in my BA Amex card).
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Old 05-02-2019, 22:27   #19
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Re: Looking to get a Credit Card

Amex BA is really good if you manage to get the right reward flights
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Old 05-02-2019, 22:49   #20
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Re: Looking to get a Credit Card

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Originally Posted by Damien View Post
Amex BA is really good if you manage to get the right reward flights
Agreed - we’ve had Business Class flights to Antigua, New York, Atlanta, and Boston using Avios, only paying the taxes (you get a free companion voucher if you hit a certain amount of spend per year).
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Old 06-02-2019, 01:44   #21
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Re: Looking to get a Credit Card

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Originally Posted by Mr K View Post
I've made hundreds from cashback in credit cards, and never paid them a penny interest.
Ditto
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Old 06-02-2019, 12:35   #22
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Re: Looking to get a Credit Card

I pay it off the end of every month also this is why im not to worried on interest rates.
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Old 06-02-2019, 15:33   #23
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Re: Looking to get a Credit Card

Amex tends to do quite well then if you meet the requirements for a bonus. Remember Amex charges a higher transaction fees hence why their rewards a bit better. However you really do need to pay off the card each month since they're not about competing on lower interest rates, they're not designed for holding debt really. Obviously they're also not accepted everywhere.
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