Moans and Pet Hates - Part 8
12-08-2020, 11:15
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#6571
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CF Resident Dog
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Re: Moans and Pet Hates part 8
Brain fart moment, i some how forgot to pay my Credit Card off for July, first time ever that has happened!
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PSN: Snoopzster
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12-08-2020, 15:11
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#6572
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cf.mega poster
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Re: Moans and Pet Hates part 8
Quote:
Originally Posted by SnoopZ
Brain fart moment, i some how forgot to pay my Credit Card off for July, first time ever that has happened!
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It's might be worth a phone call - I forgot once and the payment was a day late - phoned NatWest and they waved the late payment fee and refunded 75% of the interest as they could see we normally pay the balance in full.
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12-08-2020, 18:08
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#6573
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CF Resident Dog
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Re: Moans and Pet Hates part 8
Quote:
Originally Posted by GrimUpNorth
It's might be worth a phone call - I forgot once and the payment was a day late - phoned NatWest and they waved the late payment fee and refunded 75% of the interest as they could see we normally pay the balance in full.
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I can't be arsed with a phone call to be honest so I will just pay the £29 charges, and hopefully not forget next time. 
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PSN: Snoopzster
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12-08-2020, 18:10
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#6574
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Woke and proud !
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Re: Moans and Pet Hates part 8
Quote:
Originally Posted by SnoopZ
Brain fart moment, i some how forgot to pay my Credit Card off for July, first time ever that has happened!
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A direct debit to pay the full amount off every month is the easy solution.
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12-08-2020, 19:05
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#6575
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laeva recumbens anguis
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Re: Moans and Pet Hates part 8
Quote:
Originally Posted by SnoopZ
I can't be arsed with a phone call to be honest so I will just pay the £29 charges, and hopefully not forget next time. |
put a reminder on your phone calendar, and I’ve also set the Credit Card Apps to send me a reminder when it’s due.
Multiple redundancy... 
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12-08-2020, 19:06
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#6576
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Mum 15/08/46 - 30/09/20
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Re: Moans and Pet Hates part 8
Quote:
Originally Posted by Mr K
A direct debit to pay the full amount off every month is the easy solution.
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I 99.99% of the time pay off in full, but sometimes I get a big month so pay some off then defer the rest until the following month.
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STAY AT HOME: I found out that mum will never walk again as the coronavirus attacked her nervous system. She died on September 30th, wearing a mask and she still might be alive today.
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12-08-2020, 20:22
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#6577
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CF Resident Dog
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Re: Moans and Pet Hates part 8
Quote:
Originally Posted by Mr K
A direct debit to pay the full amount off every month is the easy solution.
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I would need to make sure i have enough in my current account for that each month, so i cant really do that when some months are huge where i would need to move some money about to cover it before i make full payment.
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12-08-2020, 22:44
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#6578
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Trollsplatter
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Re: Moans and Pet Hates part 8
I only have a credit card because for a while I had an employer I had to rack up fairly chunky expenses with. I keep it out of habit and just in case I ever do need a wedge I couldn’t immediately pay back but so far that’s never happened. I have a DD set up, with an instruction to clear the balance every month. That’s the norm, so if I needed to keep the money I’d go into the app and manually reduce the payment as a one off.
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13-08-2020, 05:20
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#6579
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Still alive and fighting
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Re: Moans and Pet Hates part 8
We pay everything by Debit card and DD as we used to have several credit cards when we were younger but its very ease to spend money one has not got imo.
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13-08-2020, 11:04
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#6580
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CF Resident Dog
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Re: Moans and Pet Hates part 8
Quote:
Originally Posted by denphone
We pay everything by Debit card and DD as we used to have several credit cards when we were younger but its very ease to spend money one has not got imo.
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Luckily I've never had that problem so everything just gets put on the CC where I get Tesco points and it also helps a credit rating.
But I understand if times change and I found myself without a job the temptation may come to use the CC and not pay it back each month and that would be bad.
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13-08-2020, 21:34
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#6581
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Woke and proud !
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Re: Moans and Pet Hates part 8
Quote:
Originally Posted by SnoopZ
I would need to make sure i have enough in my current account for that each month, so i cant really do that when some months are huge where i would need to move some money about to cover it before i make full payment.
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I believe you can also do a DD for the minimum amount, and make an extra payment to pay the rest off if you can. At least then you'd never miss a payment.
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14-08-2020, 14:48
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#6582
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nashville
Join Date: Feb 2011
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Re: Moans and Pet Hates part 8
I forgot one time and it was a Bank Holiday. I had to pay the £20,for late payment. I always pay it in full every month. I was so angry with myself/ I only use it now if i have too,
Last edited by nashville; 14-08-2020 at 14:49.
Reason: forgot a word
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20-08-2020, 18:58
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#6583
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Mum 15/08/46 - 30/09/20
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Re: Moans and Pet Hates part 8
https://www.bbc.co.uk/news/uk-england-53850642
Why wasn't that scumbag dragged to the court.
I'd have hog tied him and gagged him.
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STAY AT HOME: I found out that mum will never walk again as the coronavirus attacked her nervous system. She died on September 30th, wearing a mask and she still might be alive today.
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21-08-2020, 07:55
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#6584
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Woke and proud !
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Re: Moans and Pet Hates part 8
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Originally Posted by Hom3r
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Because we're better than him.
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21-08-2020, 08:44
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#6585
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The Invisible Woman
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Re: Moans and Pet Hates part 8
Quote:
Originally Posted by Hom3r
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I think you are in the wrong thread.Why not start one in Current Affairs?
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