The state benefits system mega-thread. - Page 46

**Hugh** · 04-10-2013, 11:53

Quote:

Originally Posted by tizmeinnit

head in the sand?? I only ever use the blame game in retorts for those playing the blame game

I could and will argue Labour took over after Thatcher's mistakes meaning they never had a chance now the Tories are blaming Labour when really it was Thatcher who created the mess in the first place or it could have been Callahan Wilson or Heath its all really irrelevant

---------- Post added at 11:35 ---------- Previous post was at 11:32 ----------

It is not the unemployed or the sick costing the tax payer all the money

It is the fact more and more people are getting old. The NI policies have been spent and the tax payer has to pay for the elderly

The figures are out there that prove it but its a far to inconvenient a truth for most to swallow

And as has been stated before, NI was always seen as contributory, and was originally to pay for Unemployment Benefit and Pensions, with some now going to the NHS. It was administered by Approved Friendly Societies until it was Nationalised in 1945.

NI payments in are around £85 million a year, and state retirement pensions are around £144 million per year - not sure how you would square that circle without a cull on pensioners, or cutting the state pension in half. Or should we say that those who haven't contributed shouldn't get a State Pension?

Are you saving up for your retirement, and paying your NI Contribution?

04-10-2013, 12:32

Quote:

Originally Posted by Hugh

And as has been stated before, NI was always seen as contributory, and was originally to pay for Unemployment Benefit and Pensions, with some now going to the NHS. It was administered by Approved Friendly Societies until it was Nationalised in 1945.

NI payments in are around £85 million a year, and state retirement pensions are around £144 million per year - not sure how you would square that circle without a cull on pensioners, or cutting the state pension in half. Or should we say that those who haven't contributed shouldn't get a State Pension?

Are you saving up for your retirement, and paying your NI Contribution?

no no no the state pension costs 74 billion a year

Means test it

Sirius · 04-10-2013, 12:35

Quote:

Originally Posted by martyh

That is classic head in sand ,lets forget why we are in this situation and lets forget how the last government ruined this country .Yes Thatcher made mistakes ,all governments make mistakes but the scale of labours mistakes where Biblical and must never be forgotten

Indeed

04-10-2013, 12:37

Quote:

Originally Posted by Sirius

Indeed

as of course was Thatcher's

Osem · 04-10-2013, 13:45

Quote:

Originally Posted by Sirius

Indeed

Double indeed! Spend what you don't have and con people into believing they can put less into the system yet get more out. It's a very appealing message for some folks...

**Hugh** · 04-10-2013, 13:53

Quote:

Originally Posted by tizmeinnit

no no no the state pension costs 74 billion a year

So if the state pension costs £74 billion, and NI brings £85 billion, what is the issue?

Quote:

Originally Posted by tizmeinnit

Means test it

So those who contribute through NI and also save up for retirement should be penalised for doing so?

Osem · 04-10-2013, 13:56

Quote:

Originally Posted by Hugh

So those who contribute through NI and also save up for retirement should be penalised for doing so?

Yeah well they'd be fat cats and Tories wouldn't they...

04-10-2013, 13:58

Quote:

Originally Posted by Hugh

So those who contribute through NI and also save up for retirement should be penalised for doing so?

No it is not about penalising anyone it is about the largest cost and massively so and set to rise to 100 billion if its left yet its being totally left alone and some people do not need it or all of it

---------- Post added at 13:58 ---------- Previous post was at 13:56 ----------

Quote:

Originally Posted by Osem

Yeah well they'd be fat cats and Tories wouldn't they...

being a Tory has nothing to do with it. The largest single drain on the welfare bill by a huge amount is the state pension. This is incontrovertible

I roll my eyes scratch my head and think are theses people really that blinkered

**Hugh** · 04-10-2013, 13:59

Quote:

Originally Posted by tizmeinnit

No it is not about penalising anyone it is about the largest cost and massively so and set to rise to 100 billion if its left yet its being totally left alone and some people do not need it or all of it

So what about all the money they and their employers contribute to NI?

04-10-2013, 14:03

Quote:

Originally Posted by Hugh

So what about all the money they and their employers contribute to NI?

what about it?

What about the growing cost as more and more people live longer and longer. As I said it is an inconvenient truth but it is still the truth.

**Hugh** · 04-10-2013, 14:24

Quote:

Originally Posted by tizmeinnit

what about it?

What about the growing cost as more and more people live longer and longer. As I said it is an inconvenient truth but it is still the truth.

Thanks for being so generous with other's monies.

Are you saving for your retirement, and paying NI as well?

04-10-2013, 14:31

Quote:

Originally Posted by Hugh

Thanks for being so generous with other's monies.

Are you saving for your retirement, and paying NI as well?

No it is the government that are wasting others monies not me and the sick and unemployed are not the ones taking it all.

I am not replying because I have already been open and honest in various threads and will choose what I repeat myself on ta very much

Irrelevant anyway because it does not change anything the figures speak for themselves. If you are cutting down a tree you do not start by picking leaves

**Hugh** · 04-10-2013, 14:52

But if you pick too many leaves from the tree, it will not produce fruit....

I don't recall anywhere in these threads where you have stated that you are / or are not saving for your retirement (you have mentioned once your are on WRAG ESA), but if you feel the need not to be transparent, that is your prerogative....

04-10-2013, 14:56

Quote:

Originally Posted by Hugh

But if you pick too many leaves from the tree, it will not produce fruit....

I don't recall anywhere in these threads where you have stated that you are / or are not saving for your retirement (you have mentioned once your are on WRAG ESA), but if you feel the need not to be transparent, that is your prerogative....

I bet you are though Hugh and I have no doubt as long as your pension does not go tits up you will have a pretty pot to sit on yet you will still get ( unless it changes) an extra £100 +per week paid for by the tax payer

**Hugh** · 04-10-2013, 16:39

Quote:

Originally Posted by tizmeinnit

I bet you are though Hugh and I have no doubt as long as your pension does not go tits up you will have a pretty pot to sit on yet you will still get ( unless it changes) an extra £100 +per week paid for by the tax payer

Erm, 'paid for by the tax payer'?

You must be meaning me, as my employer and I pay total NI of over £700 per month....

I will be 'sitting pretty' because I have always paid between 7 and 10% of my salary into various pensions where I worked - excuse me if I don't feel too guilty about not spending everything I earn and expecting others to foot my pension bill...

So, how are you saving for your retirement?