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Rising cost of living
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Old 06-08-2022, 15:25   #226
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Re: Rising cost of living

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Originally Posted by 1andrew1 View Post
I think that people have been complaining about negative news since day zero, it's nothing new.
Maybe we should stop encouraging it.
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Old 06-08-2022, 19:35   #227
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Re: Rising cost of living

Turkey fillets, which we buy about once a month, have gone up from £6.20/kg to £10.28/kg. Almost a 66% increase.
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Old 06-08-2022, 19:42   #228
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Re: Rising cost of living

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Originally Posted by Taf View Post
Turkey fillets, which we buy about once a month, have gone up from £6.20/kg to £10.28/kg. Almost a 66% increase.
Buy chicken fillets instead, they're cheaper(at the moment).
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Old 06-08-2022, 20:44   #229
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Re: Rising cost of living

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Originally Posted by Taf View Post
Turkey fillets, which we buy about once a month, have gone up from £6.20/kg to £10.28/kg. Almost a 66% increase.
Get a couple of nut cutlets mate. It'll do you good, save the planet and most importantly cheaper.
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Old 06-08-2022, 21:33   #230
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Re: Rising cost of living

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Get a couple of nut cutlets mate. It'll do you good, save the planet and most importantly cheaper.
Yuk! No thanks, mate, you can keep all that veggie stuff for yourself!
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Old 06-08-2022, 21:35   #231
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Re: Rising cost of living

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Yuk! No thanks, mate, you can keep all that veggie stuff for yourself!
Looks like that dead flesh has kept you in trim OB
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Old 08-08-2022, 13:00   #232
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Re: Rising cost of living

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Originally Posted by Damien View Post
Brutal news today.
  • 0.5% rise in interest rates. That'll be an unwelcome addition to anyone not on, or coming to the end of, a fixed term mortgage.
  • Inflation set to sit 13% by the end of the year
  • Recession predicted at the end of this year
  • Ofcom is going to review the price cap every 3 months rather than 6

My sister mortgage fixed term is up for renewal, I was talking to her and my BIL, they would have gone for 2 years, but due to China about to kick off they went for 3 years, and their bank is the best deal around.
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Old 08-08-2022, 22:56   #233
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Re: Rising cost of living

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Originally Posted by Hom3r View Post
My sister mortgage fixed term is up for renewal, I was talking to her and my BIL, they would have gone for 2 years, but due to China about to kick off they went for 3 years, and their bank is the best deal around.
We arranged the mortgage on our new house in January and reserved the rate so we were able to take it up almost 6 months later when we were ready to move. Now, there’s nothing anything like as good as what we managed to secure. I’m really glad our house builder was slightly pushy about passing our details on to their favourite mortgage broker because we might have left it another couple of months otherwise.

We went for a slightly higher rate, 5-year fix rather than the more competitive 2 and 3 year deals that were available. And boy am I glad we did (actually wondering whether it would have been even better to take the 10-year fix they were offering). Hopefully 5 years from now we will have ridden out the worst of the crisis, although I’m under no illusions about the chances of mortgage rates ever again being as low as they have been.
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Old 09-08-2022, 07:43   #234
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Re: Rising cost of living

Quote:
Originally Posted by Chris View Post
We arranged the mortgage on our new house in January and reserved the rate so we were able to take it up almost 6 months later when we were ready to move. Now, there’s nothing anything like as good as what we managed to secure. I’m really glad our house builder was slightly pushy about passing our details on to their favourite mortgage broker because we might have left it another couple of months otherwise.

We went for a slightly higher rate, 5-year fix rather than the more competitive 2 and 3 year deals that were available. And boy am I glad we did (actually wondering whether it would have been even better to take the 10-year fix they were offering). Hopefully 5 years from now we will have ridden out the worst of the crisis, although I’m under no illusions about the chances of mortgage rates ever again being as low as they have been.
Same. I purchased a flat at the start of the year but thankfully had the mortgage sown up late December. Fixed for 5 years. The base rate went up whilst the mortgage was being agreed so I got in just in time.
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Old 09-08-2022, 08:36   #235
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Re: Rising cost of living

Thankfully I own my home outright.It's about the only high point in my life.
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Old 09-08-2022, 08:44   #236
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Re: Rising cost of living

I keep reading that inflation is about 9- 11%,maybe someone should inform supermarkets that that isn't 11% per week ,every time i go shopping things have gone up in price, the same things that went up last week
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Old 09-08-2022, 10:22   #237
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Re: Rising cost of living

The projections for what the price will be has gone up again: https://www.cornwall-insight.com/pri...p-methodology/

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Our new forecasts for the January Default Tariff Cap have risen by over £6501, meaning a typical household is now predicted to pay the equivalent of £4,266 a year for the three months to March 2023. Forecasts for the October cap have also seen a rise, going up by over £200, and with predictions for an average bill now sitting at £3,582.
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Old 09-08-2022, 10:37   #238
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Re: Rising cost of living

We are also fortunate to own outright and have had a small windfall cash sum that we are putting aside. For us saving rate increases are a good thing but we are noticing inflationary pressures on prices and if "producers" are hit with higher expenses, which could also include borrowing, they do need to pass it on.
I do get annoyed that so many people that want government to keep out of the way in the good years demand intervention in hard times. The good years are the time to save and put resource away for the bad times. (I do appreciate there are those unable to to this, we do need to take care of those who need it.) You can't have the public purse not collecting but open to spend. We are in a situation at the moment exiting from a period of high expense (COVID especially) so the purses are less full and now more pressure.
I am sure though that there are many who are in the "haves" at the moment who are looking out for those in their communities who are in the "have nots". Maybe more should be reported about the local community helps and encouraging that than simply doom and gloom. Smaller groups and individuals can react faster and can also filter out those who sponge or know how to play the system that often cause larger/national groups delays and drain resource. Things could be so much simpler if rules didn't need to cover fraud etc.
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Old 09-08-2022, 10:59   #239
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Re: Rising cost of living

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Originally Posted by papa smurf View Post
I keep reading that inflation is about 9- 11%,maybe someone should inform supermarkets that that isn't 11% per week ,every time i go shopping things have gone up in price, the same things that went up last week
Just a couple of things we buy in our household for example are chicken breast fillets which were £3.20 are now £4.09 and a tub of spreadable butter which was around £1.50 but is now £2.35.

There are just 2 examples of how much some items have shot up in price in a space of a few months.
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Old 09-08-2022, 11:12   #240
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Re: Rising cost of living

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Originally Posted by tweetiepooh View Post
I do get annoyed that so many people that want government to keep out of the way in the good years demand intervention in hard times. The good years are the time to save and put resource away for the bad times. (I do appreciate there are those unable to to this, we do need to take care of those who need it.) You can't have the public purse not collecting but open to spend. We are in a situation at the moment exiting from a period of high expense (COVID especially) so the purses are less full and now more pressure.

What good times though? In the last 10 years wages have hardly been doing well against inflation and economic growth has been slow. Remember even before this inflationary period, before COVID, there was the increasing use of food banks and increasing child poverty.

This isn't the good times coming to an end. It's the difficult times becoming much worse.

Quote:
I am sure though that there are many who are in the "haves" at the moment who are looking out for those in their communities who are in the "have nots". Maybe more should be reported about the local community helps and encouraging that than simply doom and gloom.
We had food banks but they can only do so much and now fewer people can donate. Look at the usage of the biggest UK food bank charity: https://www.trusselltrust.org/news-a...nd-year-stats/

Last year aside - probably depressed because of COVID - it's gone up each year. It reached 2.5 million in 2020. Again, that's before this cost of living crisis. Heaven knows what it's going to be like this year.

So all this stuff you're saying about saving for the bad times, communities helping each other out was already happening before COVID hit as people were already strugging. Now we have this. It's going to be very bad.
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