Controversial taxi app 'Uber' coming to Cardiff

Originally Posted by Taf

Nothing, just interest free and easy to get during these times of austerity.

http://www.theguardian.com/money/201...money-interest

How do sharia-complaint banking products work?

There are several ways that banks can structure accounts so that they are sharia-compliant.

Ijara works as a leasing arrangement: the bank buys something for a customer and then leases it back to them. Different forms of leasing are permissible, including those where part of the instalment payment goes toward the final purchase. This might be used to help you buy a car or other item, or to help a business buy equipment.

Murabaha works by the bank supplying goods for resale to the customer at a price that includes a margin above the costs, and allows them to repay in installments. This might be used to provide a mortgage on a property. The property is registered to the buyer from the start.

Musharaka is a joint venture in which the customer and bank contribute funding to an investment or purchase and agree to share the returns (as well as the risks) in proportions agreed in advance.

Wakala is an agreement that the bank will work as the individual's agent. If a saver enters into this type of agreement, the bank can use their cash to invest in sharia-compliant trading activities to generate a target profit for them.

They don't charge interest, but make a profit in other ways...

[Julian]

Tbf Sharia banking is available to all.

My concern with uber is that they are creaming off the city/town business and offering no service for rural areas.
This is exactly what postal companies have done, taking the profitable city work and leaving RM with the unprofitable bits.

I guess it's all fine if you are happy to live in a town or city......

[techguyone]

They don't call it the Grauniad for nothing...

Sharia-Complaint...

Compliant perhaps?

[Gavin78]

Have you seen how these muppets drive I'm surprised they haven't killed anyone yet. can't say I've used one but one of my work colleagues used one and because you pay the fee like a DD she was way over charged for the fair and was too late to argue the point

[Arthurgray50@blu]

All Uber is, is another Mini Cab service. The reason why Black Cabs are up un arms about is, they are governed by local Authority. On how much they can charge. And they have to train a long time, to pass the test.

And Black Cabs have to pay a surcharge to park at Heathrow. Whereas Mini Cabs don't.

Mini Cabs or Uber, is another way they can charge you the earth. And people think they cannot complain, well they can.

Originally Posted by Gavin78

Have you seen how these muppets drive I'm surprised they haven't killed anyone yet. can't say I've used one but one of my work colleagues used one and because you pay the fee like a DD she was way over charged for the fair and was too late to argue the point

You get a quote when you request it (within a price range), then you immediately get the price (and an email confirmation) when you leave the cab.

I have used Uber quite a lot, and found them reasonably priced (except for when they surge charge, so don't use them at those times), and the rating system (for both passenger and driver) seems to keep everyone polite and friendly.

[pip08456]

Originally Posted by Arthurgray50@blu

All Uber is, is another Mini Cab service. The reason why Black Cabs are up un arms about is, they are governed by local Authority. On how much they can charge. And they have to train a long time, to pass the test.

And Black Cabs have to pay a surcharge to park at Heathrow. Whereas Mini Cabs don't.

Mini Cabs or Uber, is another way they can charge you the earth. And people think they cannot complain, well they can.

First a link to sharia law on loans.

http://www.money4medstudents.org/bor...er-shariah-law

Now Arthur you are slagging off UBER in direct conflict with your OP where you were backing them so please make up your mind.

Black cabs have to pay to sit at the airport but minicabs don't. Why not? minicabs are set down and pick up only (must be prebooked) Black cabs (or better Hackney cabs) can wait for speculative fares all day if they want! There's a difference. They won't do it but that's the prevlige they pay for. They don't have to have an office and their fares don't have to be pre-booked. Hail and ride which you cannot do (legally) with a minicab.

The local council only used to set a standard fare for hackney carriages following representation from the hackney carriage group in the area, as with anything else though, give the Council a bit of power and they'll rip your arm off for the controlling interest.

AFAIK They still listen to the local Hackney Carriage groups when setting fares.

[figgyburn]

I would rather walk in the pouring rain and over broken glass than give parasitic black cabs my money.the biggest rip off merchants in the country.bring on uber and their ilk and break up this black cab cartel.

[Stuart]

Originally Posted by Arthurgray50@blu

All Uber is, is another Mini Cab service. The reason why Black Cabs are up un arms about is, they are governed by local Authority. On how much they can charge. And they have to train a long time, to pass the test.

And Black Cabs have to pay a surcharge to park at Heathrow. Whereas Mini Cabs don't.

Mini Cabs or Uber, is another way they can charge you the earth. And people think they cannot complain, well they can.

Probably not a good idea to try and get people to feel sorry for black cab drivers.

They charge a hell of a lot for what they offer, and still do make hefty profits. Also, my dad was a minicab driver and he frequently said that as soon as most black cab drivers saw that at least two people in a car, and saw two aerials, they would do their utmost to make things difficult for the driver of that car. Of course, that's not a problem now, with a lot of mini cab drivers using mobiles rather than radio.

Uber is fine, in my opinion. I've used it a few times. They are cheaper than some local mini cab firms, more expensive than others.

I have read in the past that TFL went a bit easy on them during the licencing process, and have read enough reports about Uber drivers attacking passengers that I would be inclined to question their background checking, however.

[adzii_nufc]

Tried Uber once, a few months ago when I was in London. I'd just gotten to Gatwick Airport and the £20 fee for a 5 mile trip via taxi to my hotel was laughable so I tried Uber which gave me a £7 quid cost. Unfortunately it appears Uber drivers hanging around Gatwick airport are just cherry picking fares into central London and straight up decline you after a phone call and establishing you're actually going in the other direction. Seemed like a pretty nice system though being able to GPS plot.

As for Taxi's, we had a company a few years ago and we started relying more on contracts than phone bookings. Set fares became the norm as prices had to get lower but not low enough to swing it back round, it's a dying job. If you don't get contracts for companies then you need to hope you're the most popular gig in town. Example being we had a contract with Shearings travel (Coach Holidays) whom used to book in a 16 seater to take a group from a service station all the way to their holiday destination. The fare was set and agreed in writing for future business based on destination and I always assumed it was because they didn't have enough demand for that Holiday to ship them down via Coach. This would set the driver up for a week though, He'd make a weeks usual earnings in one day and then double that with the return on the Friday and those with the PCV Licence each got a rotation so it'd be someone else the next week.