Triple-lock pension should be scrapped, say MPs

[denphone]

Originally Posted by papa smurf

maybe voting by text might encourage them that way they don't have to leave the sofa

Nice to see your reliable daily stereotyping is alive and well.

[papa smurf]

Originally Posted by denphone

Nice to see your reliable daily stereotyping is alive and well.

i'm not typing den i'm texting sorry txtng

I will also point out that this OAP has two children to STILL support even in adult life..The Bank of Mum and Dad never shuts.

[Osem]

Originally Posted by Maggy J

I will also point out that this OAP has two children to STILL support even in adult life..The Bank of Mum and Dad never shuts.

... and if/when parents can no longer do that either by being able to have their grown up children live with them for longer or by helping them financially to get their own homes we're going to be in a fine old mess.

We're all paying for the excesses of the past right now but those suffering the least are house owning borrowers who're being massively subsidised due to the extremely low interest rates. With returns hard to find, the BoMD will tend see its reserves curtailed and when it's gone it's gone...

I thought we were supposed to be being wary of rising personal debt and encouraging people to save but you'd hardly think so over the last few years.

[Taf]

Originally Posted by Maggy J

I will also point out that this OAP has two children to STILL support even in adult life..The Bank of Mum and Dad never shuts.

Ditto, and if they lose PIP on the changeover from DLA they may well also lose ESA. And that also means we lose CA.

[Chrysalis]

Originally Posted by papa smurf

the pension system looks after those who have worked and contributed to our nation -the benefits system is so badly abused its a joke -if inflation hits 4% savers will be better off than borrowers for a change assuming interest rates rise accordingly . i agree with you that picking on the young is wrong just as wrong as turning on the old .

A post made without thought. Lost for words.

What the government is doing has little credibility, they cannot claim welfare is unaffordable when they let the biggest chunk grow unhindered to buy votes.

If we took your post as gospel we can assume every single pensioner has worked for their entire working life and every single social security claimant has never paid any taxes, which of course is complete nonsense.

---------- Post added at 08:37 ---------- Previous post was at 08:33 ----------

Originally Posted by Maggy J

I will also point out that this OAP has two children to STILL support even in adult life..The Bank of Mum and Dad never shuts.

I understand your point but of course one has to remember that OAP's are only just part of the population and shouldnt really be given any preference, my own opinion is the pension rate should be linked to working age benefits in terms of when it grows or shrinks. There is no logical reason to do otherwise.

Of course also remember not every mum and dad acts like a ATM machine, me and my younger sister got kicked out at under 20 years old with only a few months notice, I still financially support my sister by taking out 0% credit to help her pay down debts because my mum and dad wont help at all (she cannot do herself as she trashed her credit rating), in fact my dad is constantly pestering us for money when I asked him what its for he says he is bored of his car and wants a new one, I mean he is a in a different world of struggles if thats his biggest problem, yet he doesnt realise with a fully paid mortgage his living costs are a fraction of our own.

[Kursk]

Originally Posted by Chrysalis

A post made without thought. Lost for words.

What the government is doing has little credibility, they cannot claim welfare is unaffordable when they let the biggest chunk grow unhindered to buy votes.

If we took your post as gospel we can assume every single pensioner has worked for their entire working life and every single social security claimant has never paid any taxes, which of course is complete nonsense.

---------- Post added at 08:37 ---------- Previous post was at 08:33 ----------



I understand your point but of course one has to remember that OAP's are only just part of the population and shouldnt really be given any preference, my own opinion is the pension rate should be linked to working age benefits in terms of when it grows or shrinks. There is no logical reason to do otherwise.

Of course also remember not every mum and dad acts like a ATM machine, me and my younger sister got kicked out at under 20 years old with only a few months notice, I still financially support my sister by taking out 0% credit to help her pay down debts because my mum and dad wont help at all (she cannot do herself as she trashed her credit rating), in fact my dad is constantly pestering us for money when I asked him what its for he says he is bored of his car and wants a new one, I mean he is a in a different world of struggles if thats his biggest problem, yet he doesnt realise with a fully paid mortgage his living costs are a fraction of our own.

You shouldn't hold pensioners responsible for the fact that nearly your entire family are poor at managing money. Perhaps like pensioners, your dependent relatives should learn to live within their means.

Originally Posted by Chrysalis

A post made without thought. Lost for words.

What the government is doing has little credibility, they cannot claim welfare is unaffordable when they let the biggest chunk grow unhindered to buy votes.

If we took your post as gospel we can assume every single pensioner has worked for their entire working life and every single social security claimant has never paid any taxes, which of course is complete nonsense.

---------- Post added at 08:37 ---------- Previous post was at 08:33 ----------



I understand your point but of course one has to remember that OAP's are only just part of the population and shouldnt really be given any preference, my own opinion is the pension rate should be linked to working age benefits in terms of when it grows or shrinks. There is no logical reason to do otherwise.

Of course also remember not every mum and dad acts like a ATM machine, me and my younger sister got kicked out at under 20 years old with only a few months notice, I still financially support my sister by taking out 0% credit to help her pay down debts because my mum and dad wont help at all (she cannot do herself as she trashed her credit rating), in fact my dad is constantly pestering us for money when I asked him what its for he says he is bored of his car and wants a new one, I mean he is a in a different world of struggles if thats his biggest problem, yet he doesnt realise with a fully paid mortgage his living costs are a fraction of our own.

Yes well my eldest was doing very well until she became ill..and is doing well again with a little support from us..My point was that many of the young people being talked about are getting help from their parents, some of whom may be OAPs.

[Chrysalis]

My parents are OAPs

They think I am a cash machine

Quite frequently they bring up the subject about its right that OAPs should be treated better, young people should fund holidays etc. for them. I dont argue I just sit silent when they start about it. My sister was homeless for nearly 2 years and even then they were asking her for money and to be frank they are pretty comfortable, they should be happy with their situation, my sympathy may be affected by the fact they thought they stopped been parents the moment we turned 18.

A fair few of today's problems are directly as a result of the protection given to OAPs, housing, council tax relief funding, working age benefits. All affected by the preferential treatment of pensioners.

We effectively do have a battle of the generations. If you think about house prices, a fair few of the baby boomer generation have invested in property and its in their interests for rents and house prices to go up. However young people struggle with rising rents and struggle to get on the housing ladder due to the cost of buying a home.

[Anypermitedroute]

Originally Posted by Chrysalis

My parents are OAPs

They think I am a cash machine

Quite frequently they bring up the subject about its right that OAPs should be treated better, young people should fund holidays etc. for them. I dont argue I just sit silent when they start about it. My sister was homeless for nearly 2 years and even then they were asking her for money and to be frank they are pretty comfortable, they should be happy with their situation, my sympathy may be affected by the fact they thought they stopped been parents the moment we turned 18.

A fair few of today's problems are directly as a result of the protection given to OAPs, housing, council tax relief funding, working age benefits. All affected by the preferential treatment of pensioners.

We effectively do have a battle of the generations. If you think about house prices, a fair few of the baby boomer generation have invested in property and its in their interests for rents and house prices to go up. However young people struggle with rising rents and struggle to get on the housing ladder due to the cost of buying a home.

Thank you, I was beginning to think I was the only one
I see many of my friends get help to buy their own homes, whereas my family keep coming tome for hand-outs

[papa smurf]

Originally Posted by Chrysalis

A post made without thought. Lost for words.

What the government is doing has little credibility, they cannot claim welfare is unaffordable when they let the biggest chunk grow unhindered to buy votes.

If we took your post as gospel we can assume every single pensioner has worked for their entire working life and every single social security claimant has never paid any taxes, which of course is complete nonsense.[COLOR="Silver"]

well at least we know what work is .

[Kursk]

Originally Posted by Chrysalis

My parents are OAPs

They think I am a cash machine

Quite frequently they bring up the subject about its right that OAPs should be treated better, young people should fund holidays etc. for them. I dont argue I just sit silent when they start about it. My sister was homeless for nearly 2 years and even then they were asking her for money and to be frank they are pretty comfortable, they should be happy with their situation, my sympathy may be affected by the fact they thought they stopped been parents the moment we turned 18.

A fair few of today's problems are directly as a result of the protection given to OAPs, housing, council tax relief funding, working age benefits. All affected by the preferential treatment of pensioners.

We effectively do have a battle of the generations. If you think about house prices, a fair few of the baby boomer generation have invested in property and its in their interests for rents and house prices to go up. However young people struggle with rising rents and struggle to get on the housing ladder due to the cost of buying a home.

So you're unhappy with your OAP parents and assume all OAPs to be cut from the same cloth? Not all pensioners are 'comfortable' and viewing this as a generational struggle is just succumbing to press rhetoric.

I can understand how your circumstances colour your judgement but pensioners are a soft target and, btw, you won't have your mum and dad forever. Better to be hounding big business to pay its fair share of tax than to make the lives of old people miserable by denying them a few bob.

Originally Posted by Chrysalis

A post made without thought. Lost for words.

What the government is doing has little credibility, they cannot claim welfare is unaffordable when they let the biggest chunk grow unhindered to buy votes.
.

I have an issue with the state pension being called a benefit ,fair enough it comes from the benefits budget but that doesn't mean it is a benefit imo .I'm sure most people on state pension would object to being classed as a benefit claimant after they have worked all their lives avoided claiming benefits and paid into the pension .

[pip08456]

Originally Posted by martyh

I have an issue with the state pension being called a benefit ,fair enough it comes from the benefits budget but that doesn't mean it is a benefit imo .I'm sure most people on state pension would object to being classed as a benefit claimant after they have worked all their lives avoided claiming benefits and paid into the pension .

I too have issues with that termination, perhaps those that think it is just that should have a read of this.

http://www.ageuk.org.uk/Documents/EN....pdf?dtrk=true

Originally Posted by martyh

I have an issue with the state pension being called a benefit ,fair enough it comes from the benefits budget but that doesn't mean it is a benefit imo .I'm sure most people on state pension would object to being classed as a benefit claimant after they have worked all their lives avoided claiming benefits and paid into the pension .