Need some housing advice. - Page 10

AdamD · 07-05-2011, 13:13

Doesn't make any sense to me either.

Santander didn't mention any compulsory purchase to either me or my dad.

Angua · 07-05-2011, 14:27

Quote:

Originally Posted by AdamD

Doesn't make any sense to me either.

Santander didn't mention any compulsory purchase to either me or my dad.

Compulsory purchases are not the same as charging orders. To get the money they would have to go BACK to court to force the sale and would have to have a valid reason for the judge to grant the order for forced sale. The fact your dad is in receipt of SMI which is being paid towards the mortgage interest does hold things up somewhat.

Charging orders are somewhat convoluted when there is more than one person with an interest in the property which is why you need a specialist conveyancing solicitor to sell/purchase any property with a charging order restriction.

You can check details of any charging order on line with the Land Registry at a cost of between Â£4 & Â£8 (depending on the transaction). May well be worth checking this for yourself to be certain.

AdamD · 07-05-2011, 14:42

Ah awesome, thanks Angua, I'll do that.

---------- Post added at 13:42 ---------- Previous post was at 13:39 ----------

Question, would I need to order the title plan? or title register?

Angua · 07-05-2011, 14:47

Title register I would expect. The plan is just a basic drawing of where your property is in an area.

AdamD · 07-05-2011, 15:02

Nothing obvious on the title deeds.

There's 4 charges on the "charges register" section, all look normal.

One is about a transfer in 1938, the second is a "Registered charge" (when we bought the place in 2005)

The latest entry on the Charges Register says:

18.02.1010 Proprietor: Santander UK PLC (co regn no xxx) of deeds services (address)

The rest just lists the names on the title (three names, the price paid and date)

**Chris** · 09-05-2011, 09:54

Adam, the letter is just a pile of guff designed to scare you into doing what he wants. You can safely ignore it and continue to do what's necessary to protect your own interests.

AdamD · 09-05-2011, 11:19

Well he returned the next night (6th), took his duvet and his cat with him and hasn't been back since.

Wouldn't surprise me if he's run away, so to speak.

**Maggy** · 09-05-2011, 13:28

Quote:

Originally Posted by AdamD

Well he returned the next night (6th), took his duvet and his cat with him and hasn't been back since.

Wouldn't surprise me if he's run away, so to speak.

Quick change all the locks before his partners brother,uncles and cousins all turn up with his keys and move in.I'm being very serious about this.

AdamD · 09-05-2011, 13:39

....would that be possible?

**Maggy** · 09-05-2011, 13:58

Well what ever Chris says about that letter being guff it doesn't mean that they don't think they can do it..Plus I'm not sure what can happen if someone hands over a key to another party and gives them permission to move in..

Just be very cautious about leaving the house empty because your uncle strikes me as the sort who would do something really stupid like that.

AdamD · 09-05-2011, 14:05

Haha, yea, isn't that the truth?

Seems a little odd that we haven't heard from his "Partner" and her relative

Also seems odd he's been gone for several days and he didn't take any toiletries with him, so I'm wondering if he has ..."done a runner".

**Maggy** · 09-05-2011, 14:17

I think you are supposed to go and look for him and persuade him on bended knee to return..

He'll turn up like a bad penny when it suits him..

In the meantime I'd get some advice,change the locks and clear/fumigate his room.

AdamD · 09-05-2011, 14:31

Eh, I wouldn't want to risk it to be honest

Given that he's still on both the house deeds and mortgage, blocking him access to the house would only make the situation worse.

**Maggy** · 09-05-2011, 14:35

Quote:

Originally Posted by AdamD

Eh, I wouldn't want to risk it to be honest

Given that he's still on both the house deeds and mortgage, blocking him access to the house would only make the situation worse.

Yes but cleaning his room is not going to cause any legal problems is it.?You can always claim you thought there were mice in his room.

**Chris** · 09-05-2011, 15:00

Quote:

Originally Posted by AdamD

Eh, I wouldn't want to risk it to be honest

Given that he's still on both the house deeds and mortgage, blocking him access to the house would only make the situation worse.

It might make him more irascible, but in the highly unlikely that he took you to court over it, you would be able to say you had reasonable concerns that he was about to let these other people move in and acted to safeguard your interests.

But he won't go to court, will he?