Need some housing advice.

The Saga of Smicer's House ... crumbs, there's an epic blast from the past.

[AdamD]

Not sure about the garage, but he did claim almost £4000 from the insurance company for the damaged goods inside.

I wouldn't be surprised if he started it then went out to do his take away deliveries.

The mortgage arrears are higher than they were, because he hasn't been paying the mortgage at all, let alone the agreed £50 a month to lower the arrears.

Which is why we have no option but to sell, there's enough equity in the house to pay off said arrears, as the mortgage was for £140,000 and the house cost £180,000 (40k deposit)

[AdamD]

Some of you may remember I mentioned letters going missing at the end of 2010, I just found an unopened mortgage letter addressed to all three of us in the garage, stashed in his book case about the failed direct debit payments and the arrears going up.

And yet, when we confronted him in December about the three letters they sent out, never arriving, he said he knew nothing about them.

Isn't it wonderful how some family members treat others?

Have you confronted him again yet?

[AdamD]

Heh, not yet, he's out doing take away stuff right now.
Only just found it.

[Angua]

Would make sure he cannot snatch the letter off you.

Now you will be able to visit Santander to get the details as you have the account number etc.

[AdamD]

I scan all letters into digital format just incase.

But in all honesty, what the heck can you say? You can yell and scream at him for lying, but it won't change anything.

[AdamD]

Typical royal mail, I redirected my mail to my mother's house, but Royal mail isn't checking the names properly, so 3 letters for my uncle, also went to her house.

That'll be interesting to explain.

How about:

"Yes. I'm redirecting my mail to my mum's house because I don't trust you to leave it alone. If that means some of your stuff ends up down there as well, that's just tough. At least you know I'll give it to you when I pick it up, rather than hiding it in the garage."

[Angua]

If you don't want to let him know the post is going to your mums (as he may undo the redirection) just say it was delivered to a neighbour and they have only just dropped it round.

[AdamD]

LOL Chris, thanks for that.
That's exactly what I was thinking of saying.

By the way, does anyone here know much about health and safety? namely, to do with dust/dirt?

My uncle has a cat, which he keeps in his bedroom, which comes and goes as it pleases through his window.

The uncle has never cleaned his room since moving here, so, 4-5 years of dirt/grime is in his room, so you can imagine how disgusting it is

Additionally, the cat has urinated on his bed at least 20 times during the last 4 years and each time, he's never changed the duvet or mattress.

Interestingly, myself and my dad always seem to be ill, mostly cold like symtoms and skin issues, so I'm wondering if there's something in his room, probably festering in the urine drenched mattress, that's making us ill?

A week ago for instance, his cat did it again, he came home, noticed the wet duvet/mattress, threw the cat out of the window and slept in said duvet/mattress, he didn't even wash or clean either.

A couple of days later, the same thing happened again, this time, he put the duvet cover and all four pillows outside in the sun, to dry (Without cleaning them)

Surely that can't be healthy? for any of us? heh

[joglynne]

He sounds disgusting!!!

I wouldn't be surprised if the dust and dirt that he must spread about the house every time he ventures from his room didn't trigger some form of allergic reaction which could certainly cause some of your symptoms, I know that my husband's asthma would certainly be triggered if he lived in a house under those conditions. Maybe it would be as well to keep an eye open for fleas and bed bugs considering how he lives.

I would also be very wary of preparing food in any location that he uses as he doesn't seem to have even a basic concept of hygiene.

Off to have a wash.

Adam ... sorry if this is too personal, but is your uncle ok? I mean, are there learning issues or anything like that? I'm just wondering where he's going to live after you and your dad manage to break free and whether he's going to get any support ... this may be furthest from your mind just now, but it does begin to sound as if he may need some sort of assistance.

[AdamD]

Heh, yea it is disgusting

I took pictures of his room a couple of months ago, as he left the door open because my dad wanted to paint it.

http://dresch.co.uk/resized/

In the first picture you can see all that white gravel stuff on the floor, that's cat litter, it's been there for about 6 months now.

I wish I'd have taken a picture of the carpet along side his bed, you can see the carpet colour/pattern in the first picture, but along side his bed, it's black, that's how dirty/disgusting it is.

[Peter_]

Surely you should be able to get a court order to kick him out of the property due to his behaviour.