We're going after all your bank details:

[vanman]

We're going after all your bank details: Ministers demand earnings figures in crackdown on welfare fraud

Read more: http://www.dailymail.co.uk/news/arti...#ixzz14guFzNck

Ministers are seeking access to the bank details of virtually everyone in the country to crack down on the £5billion lost to fraud and error in the welfare system each year.
The Government is to change the law to require the banks and private companies to hand over details of earnings by millions on out-of-work benefits and tax credits.
The scheme will eventually be extended to cover all people in work, allowing HM Revenue and Customs (HMRC) to reduce the massive errors seen in the tax system in recent years.

oh dear !

[Delta Whiskey]

They already do this. This is a non story. even the article states "‘About 94 per cent of employees and 97 per cent of benefit recipients get their earnings or benefits through the banking system – it contains all the data we need."

[vanman]

Originally Posted by Delta Whiskey

They already do this. "

if thats true why do they have to change the law

The Government is to change the law to require the banks and private companies to hand over details of earnings by millions on out-of-work benefits and tax credits.

The scheme, due to be phased in during the next three years, will involve a ‘massive data-matching exercise’ to cross-check payments made to benefit recipients against their declared earnings.

Time to get a swiss bank account ...

[chris9991]

If you've got nothing to hide, you've got nothing to worry about

[vanman]

Originally Posted by chris9991

If you've got nothing to hide, you've got nothing to worry about

so you dont mind if they look at you bank account and seeing your all
direct debits /to see who you pay car insu/gas/elec/mortgage/phone bill/
ect. to then

[Ignitionnet]

Originally Posted by vanman

so you dont mind if they look at you bank account and seeing your all
direct debits /to see who you pay car insu/gas/elec/mortgage/phone bill/
ect. to then

The Government is to change the law to require the banks and private companies to hand over details of earnings

None of us are that interesting that the government cares who our phone company is.

[vanman]

Originally Posted by Ignitionnet

None of us are that interesting that the government cares who our phone company is.

that was just an example

One said: ‘About 94 per cent of employees and 97 per cent of benefit recipients get their earnings or benefits through the banking system – it contains all the data we need.

[Ignitionnet]

HMRC already receives details on earnings from companies on an annual basis through the pay-as-you-earn (PAYE) system.

Meanwhile, the DWP holds information on payments made and declared earnings of all benefit recipients.

But there is currently no system to link the two. Under the new proposals, the banks will be ordered to allow officials access to details of payments made through the banking system.

Not access to the accounts, a subset of information, payments going into them.

I'm not overly fond of this - again it's quite authoritarian and illiberal.

[chris9991]

Originally Posted by vanman

so you dont mind if they look at you bank account and seeing your all
direct debits /to see who you pay car insu/gas/elec/mortgage/phone bill/
ect. to then

Oh, I don't mind at all. May be they can tell me where it all goes

Seriously I'll just keep changing my bank on a regular basis and see if they can keep up

[Ignitionnet]

Originally Posted by chris9991

Oh, I don't mind at all. May be they can tell me where it all goes

Seriously I'll just keep changing my bank on a regular basis and see if they can keep up

Given they'll be getting the information from your bank and cross referencing it with your employer / benefit payment I would say there won't be an issue.

[Gary L]

I wonder if when they see all the Paypal credits going in they'll have you for running an ebay account?

I wonder what else they can do to the unemployed?

[Mick Fisher]

Back in the day my Parents house was left to me. I susbsequently sold it.

I was self employed at the time.

Shortly after I was investigated by The Revenue. In the first of many interrogations the second question they asked, after I declined to confess, was where did the large sum of cash in your Bank Account come from.

Originally Posted by Gary L

I wonder if when they see all the Paypal credits going in they'll have you for running an ebay account?

I wonder what else they can do to the unemployed?

It's supposed to be declared already (since at least 2007).....

eBay

[Gary L]

Originally Posted by Hugh

It's supposed to be declared already (since at least 2007).....

eBay

Yeh, but I'm talking about the typical ebayer that's on the dole. you wouldn't expect anyone to declare that they occasionaly make a few quid on ebay.