Forum Articles
  Welcome back Join CF
You are here You are here: Home | Forum | Jeffery Epstein and friends

You are currently viewing our boards as a guest which gives you limited access to view most of the discussions, articles and other free features. By joining our Virgin Media community you will have full access to all discussions, be able to view and post threads, communicate privately with other members (PM), respond to polls, upload your own images/photos, and access many other special features. Registration is fast, simple and absolutely free so please join our community today.


Welcome to Cable Forum
Go Back   Cable Forum > General Discussion > Current Affairs
Register FAQ Community Calendar

Paying household bills with a Credit Card
Reply
 
Thread Tools
Old 03-04-2025, 23:43   #1
SnoopZ
CF Resident Dog
 
SnoopZ's Avatar
 
Join Date: Mar 2005
Posts: 14,907
SnoopZ has a pair of shiny starsSnoopZ has a pair of shiny starsSnoopZ has a pair of shiny starsSnoopZ has a pair of shiny starsSnoopZ has a pair of shiny stars
SnoopZ has a pair of shiny starsSnoopZ has a pair of shiny starsSnoopZ has a pair of shiny starsSnoopZ has a pair of shiny starsSnoopZ has a pair of shiny starsSnoopZ has a pair of shiny starsSnoopZ has a pair of shiny starsSnoopZ has a pair of shiny starsSnoopZ has a pair of shiny starsSnoopZ has a pair of shiny starsSnoopZ has a pair of shiny starsSnoopZ has a pair of shiny starsSnoopZ has a pair of shiny starsSnoopZ has a pair of shiny stars
Paying household bills with a Credit Card

It's not something I've ever thought about as I use Direct Debit with Chequing Account.

Who pays household bills with a Credit Card, it must be better if the CC gives you points?
SnoopZ is offline   Reply With Quote
Advertisement
Old 04-04-2025, 00:11   #2
Jaymoss
Just a Geek
 
Join Date: Jul 2015
Posts: 4,132
Jaymoss has a bronze arrayJaymoss has a bronze arrayJaymoss has a bronze array
Jaymoss has a bronze arrayJaymoss has a bronze arrayJaymoss has a bronze arrayJaymoss has a bronze arrayJaymoss has a bronze arrayJaymoss has a bronze arrayJaymoss has a bronze array
Re: Paying household bills with a Credit Card

I guess it may well have changed since the SVT stopped decent deals but you used to get penalised for none DD . Not sure if that is still the case

---------- Post added at 00:10 ---------- Previous post was at 00:09 ----------

a quick google for octopus says this

Cheaper Rates for Direct Debit:
Octopus Energy offers slightly cheaper rates for customers who pay by Direct Debit because it costs them less to manage these accounts

---------- Post added at 00:11 ---------- Previous post was at 00:10 ----------

https://octopus.energy/help-and-faqs...-direct-debit/

---------- Post added at 00:11 ---------- Previous post was at 00:11 ----------

of course the points could well be of a higher value than the extra charges though worth investigating. Please let me know the results hahaha
__________________
Is your muffin buttered? Would you like me to assign someone to butter your muffin?
Jaymoss is offline   Reply With Quote
Old 04-04-2025, 00:40   #3
Chris
Trollsplatter
 
Chris's Avatar
 
Join Date: Jun 2003
Location: North of Watford
Services: Humane elimination of all common Internet pests
Posts: 38,033
Chris has a golden auraChris has a golden auraChris has a golden auraChris has a golden auraChris has a golden aura
Chris has a golden auraChris has a golden auraChris has a golden auraChris has a golden auraChris has a golden auraChris has a golden auraChris has a golden aura
Re: Paying household bills with a Credit Card

Sometimes you can authorise recurring payments from a credit card but in the past I’ve found these harder to cancel than bank debits. Also I’ve only ever used such things to renew an annual subscription for something rather than a monthly bill.

I’d also observe that once you start to push absolutely everything through your credit card, you use up your credit limit much more easily, so you need to make sure your card can cope. One of the benefits of a credit card is you have the ability to pay an emergency bill and then adjust your monthly repayments to spread the cost. It’s not so easy to do that if your entire credit limit is used up on regular stuff.
Chris is offline   Reply With Quote
Old 04-04-2025, 00:50   #4
Jaymoss
Just a Geek
 
Join Date: Jul 2015
Posts: 4,132
Jaymoss has a bronze arrayJaymoss has a bronze arrayJaymoss has a bronze array
Jaymoss has a bronze arrayJaymoss has a bronze arrayJaymoss has a bronze arrayJaymoss has a bronze arrayJaymoss has a bronze arrayJaymoss has a bronze arrayJaymoss has a bronze array
Re: Paying household bills with a Credit Card

Quote:
Originally Posted by Chris View Post
Sometimes you can authorise recurring payments from a credit card but in the past I’ve found these harder to cancel than bank debits. Also I’ve only ever used such things to renew an annual subscription for something rather than a monthly bill.

I’d also observe that once you start to push absolutely everything through your credit card, you use up your credit limit much more easily, so you need to make sure your card can cope. One of the benefits of a credit card is you have the ability to pay an emergency bill and then adjust your monthly repayments to spread the cost. It’s not so easy to do that if your entire credit limit is used up on regular stuff.
recurring payments would not benefit you. I would set it up and pay monthly manually if there was no penalty
__________________
Is your muffin buttered? Would you like me to assign someone to butter your muffin?
Jaymoss is offline   Reply With Quote
Old 04-04-2025, 03:48   #5
Paul
Dr Pepper Addict
Cable Forum Team
 
Paul's Avatar
 
Join Date: Oct 2003
Location: Nottingham
Age: 62
Services: Aquiss FTTP (900M), Sky Q TV, Sky Mobile, Flextel SIP
Posts: 29,541
Paul is seeing silvered starsPaul is seeing silvered starsPaul is seeing silvered starsPaul is seeing silvered starsPaul is seeing silvered starsPaul is seeing silvered stars
Paul is seeing silvered starsPaul is seeing silvered starsPaul is seeing silvered starsPaul is seeing silvered starsPaul is seeing silvered starsPaul is seeing silvered starsPaul is seeing silvered starsPaul is seeing silvered starsPaul is seeing silvered starsPaul is seeing silvered starsPaul is seeing silvered starsPaul is seeing silvered stars
Re: Paying household bills with a Credit Card

Quote:
Originally Posted by Jaymoss View Post
Octopus Energy offers slightly cheaper rates for customers who pay by Direct Debit because it costs them less to manage these accounts
I actually pay Octopus off every month using my credit card.
I dont pay extra because I have a DD set up with them, they just never use it.
__________________

Baby, I was born this way.
Paul is offline   Reply With Quote
Old 04-04-2025, 07:16   #6
papa smurf
vox populi vox dei
 
papa smurf's Avatar
 
Join Date: Mar 2007
Location: the last resort
Services: every thing
Posts: 14,540
papa smurf has a pair of shiny starspapa smurf has a pair of shiny starspapa smurf has a pair of shiny starspapa smurf has a pair of shiny stars
papa smurf has a pair of shiny starspapa smurf has a pair of shiny starspapa smurf has a pair of shiny starspapa smurf has a pair of shiny starspapa smurf has a pair of shiny starspapa smurf has a pair of shiny starspapa smurf has a pair of shiny starspapa smurf has a pair of shiny starspapa smurf has a pair of shiny starspapa smurf has a pair of shiny starspapa smurf has a pair of shiny starspapa smurf has a pair of shiny starspapa smurf has a pair of shiny starspapa smurf has a pair of shiny starspapa smurf has a pair of shiny starspapa smurf has a pair of shiny starspapa smurf has a pair of shiny starspapa smurf has a pair of shiny stars
Re: Paying household bills with a Credit Card

i pay using my debit card, i've never had a credit card.
__________________
To be or not to be, woke is the question Whether 'tis nobler in the mind to suffer. The slings and arrows of outrageous wokedome, Or to take arms against a sea of wokies. And by opposing end them.
papa smurf is offline   Reply With Quote
Old 04-04-2025, 08:55   #7
Jaymoss
Just a Geek
 
Join Date: Jul 2015
Posts: 4,132
Jaymoss has a bronze arrayJaymoss has a bronze arrayJaymoss has a bronze array
Jaymoss has a bronze arrayJaymoss has a bronze arrayJaymoss has a bronze arrayJaymoss has a bronze arrayJaymoss has a bronze arrayJaymoss has a bronze arrayJaymoss has a bronze array
Re: Paying household bills with a Credit Card

Quote:
Originally Posted by Paul View Post
I actually pay Octopus off every month using my credit card.
I dont pay extra because I have a DD set up with them, they just never use it.
Maybe Octopus need to edit their info pages then haha. Good though. I will asked them about it on X :-) they are good on there

---------- Post added at 08:54 ---------- Previous post was at 08:11 ----------

Octopus reply makes sense

Quote:
t depends what tariff they're on - if they're on Flexible they will pay more if they don't have a direct debit, but other tariffs it's the same amount whether you have a direct debit or not.

All the best,
Megan 🐙

---------- Post added at 08:55 ---------- Previous post was at 08:54 ----------

So Snoopz go for it nothing stopping you but you would be better to pay as you go.
__________________
Is your muffin buttered? Would you like me to assign someone to butter your muffin?
Jaymoss is offline   Reply With Quote
Old 04-04-2025, 09:16   #8
SnoopZ
CF Resident Dog
 
SnoopZ's Avatar
 
Join Date: Mar 2005
Posts: 14,907
SnoopZ has a pair of shiny starsSnoopZ has a pair of shiny starsSnoopZ has a pair of shiny starsSnoopZ has a pair of shiny starsSnoopZ has a pair of shiny stars
SnoopZ has a pair of shiny starsSnoopZ has a pair of shiny starsSnoopZ has a pair of shiny starsSnoopZ has a pair of shiny starsSnoopZ has a pair of shiny starsSnoopZ has a pair of shiny starsSnoopZ has a pair of shiny starsSnoopZ has a pair of shiny starsSnoopZ has a pair of shiny starsSnoopZ has a pair of shiny starsSnoopZ has a pair of shiny starsSnoopZ has a pair of shiny starsSnoopZ has a pair of shiny starsSnoopZ has a pair of shiny stars
Re: Paying household bills with a Credit Card

Alot of of interesting info here thanks.

My mistake was thinking I could setup a Direct Debit with my Credit Card so if I can't do that it probably isn't worth the hassle because I don't want to pay more for none Direct Debit bill payment.
SnoopZ is offline   Reply With Quote
Old 04-04-2025, 11:00   #9
Taf
cf.mega poster
 
Taf's Avatar
 
Join Date: Jun 2003
Location: Kairdiff-by-the-sea
Age: 69
Services: TVXL BBXL Superhub 2ac (wired) 1Tb Tivo
Posts: 10,171
Taf has a nice shiny starTaf has a nice shiny starTaf has a nice shiny starTaf has a nice shiny star
Taf has a nice shiny starTaf has a nice shiny starTaf has a nice shiny starTaf has a nice shiny starTaf has a nice shiny starTaf has a nice shiny starTaf has a nice shiny starTaf has a nice shiny starTaf has a nice shiny starTaf has a nice shiny starTaf has a nice shiny star
Re: Paying household bills with a Credit Card

I've always paid by DD, an equal payment each month, as it gives a slight discount and makes accounting easier. At least it did until all these price hikes started.
Taf is offline   Reply With Quote
Old 04-04-2025, 11:09   #10
Jaymoss
Just a Geek
 
Join Date: Jul 2015
Posts: 4,132
Jaymoss has a bronze arrayJaymoss has a bronze arrayJaymoss has a bronze array
Jaymoss has a bronze arrayJaymoss has a bronze arrayJaymoss has a bronze arrayJaymoss has a bronze arrayJaymoss has a bronze arrayJaymoss has a bronze arrayJaymoss has a bronze array
Re: Paying household bills with a Credit Card

Quote:
Originally Posted by SnoopZ View Post
Alot of of interesting info here thanks.

My mistake was thinking I could setup a Direct Debit with my Credit Card so if I can't do that it probably isn't worth the hassle because I don't want to pay more for none Direct Debit bill payment.
I thought you were on one of the smart tariffs? only the Flexible costs more
__________________
Is your muffin buttered? Would you like me to assign someone to butter your muffin?
Jaymoss is offline   Reply With Quote
Old 04-04-2025, 11:16   #11
SnoopZ
CF Resident Dog
 
SnoopZ's Avatar
 
Join Date: Mar 2005
Posts: 14,907
SnoopZ has a pair of shiny starsSnoopZ has a pair of shiny starsSnoopZ has a pair of shiny starsSnoopZ has a pair of shiny starsSnoopZ has a pair of shiny stars
SnoopZ has a pair of shiny starsSnoopZ has a pair of shiny starsSnoopZ has a pair of shiny starsSnoopZ has a pair of shiny starsSnoopZ has a pair of shiny starsSnoopZ has a pair of shiny starsSnoopZ has a pair of shiny starsSnoopZ has a pair of shiny starsSnoopZ has a pair of shiny starsSnoopZ has a pair of shiny starsSnoopZ has a pair of shiny starsSnoopZ has a pair of shiny starsSnoopZ has a pair of shiny starsSnoopZ has a pair of shiny stars
Re: Paying household bills with a Credit Card

Quote:
Originally Posted by Jaymoss View Post
I thought you were on one of the smart tariffs? only the Flexible costs more
I am on Tracker but I thought if someone doesn't pay by direct debit there is an extra charge, whether it's virgin media or octopus or any other company.

Your comment seems unrelated to my question.
SnoopZ is offline   Reply With Quote
Old 04-04-2025, 13:13   #12
Sephiroth
Wisdom & truth
 
Sephiroth's Avatar
 
Join Date: Jul 2009
Location: RG41
Services: RG41: 1Gig VOLT Rutland: Gigaclear 400/400
Posts: 12,269
Sephiroth has a nice shiny starSephiroth has a nice shiny starSephiroth has a nice shiny star
Sephiroth has a nice shiny starSephiroth has a nice shiny starSephiroth has a nice shiny starSephiroth has a nice shiny starSephiroth has a nice shiny starSephiroth has a nice shiny star
Re: Paying household bills with a Credit Card

Whenever a recurring payment can be made by AMEX (rarely!), I take advantage of it so that I can earn air miles.
__________________
Seph.

My advice is at your risk.
Sephiroth is offline   Reply With Quote
Old 04-04-2025, 13:24   #13
Hugh
laeva recumbens anguis
Cable Forum Team
 
Hugh's Avatar
 
Join Date: Jun 2006
Age: 68
Services: Premiere Collection
Posts: 43,456
Hugh has a golden auraHugh has a golden auraHugh has a golden aura
Hugh has a golden auraHugh has a golden auraHugh has a golden auraHugh has a golden auraHugh has a golden auraHugh has a golden auraHugh has a golden auraHugh has a golden aura
Re: Paying household bills with a Credit Card

Quote:
Originally Posted by Sephiroth View Post
Whenever a recurring payment can be made by AMEX (rarely!), I take advantage of it so that I can earn air miles.
Yup, us too - we get 1.5 Avios points for every Pound spent, and get a free Companion Voucher (which is valid for two years) if we spend over £15k in a year (which is easy to do); plan B is a Barclaycard Avios card (for places that don’t take Amex), and we get 1 point per Pound spent.
__________________
Thank you for calling the Abyss.
If you have called to scream, please press 1 to be transferred to the Void, or press 2 to begin your stare.

If my post is in bold and this colour, it's a Moderator Request.
Hugh is offline   Reply With Quote
Old 04-04-2025, 13:30   #14
Jaymoss
Just a Geek
 
Join Date: Jul 2015
Posts: 4,132
Jaymoss has a bronze arrayJaymoss has a bronze arrayJaymoss has a bronze array
Jaymoss has a bronze arrayJaymoss has a bronze arrayJaymoss has a bronze arrayJaymoss has a bronze arrayJaymoss has a bronze arrayJaymoss has a bronze arrayJaymoss has a bronze array
Re: Paying household bills with a Credit Card

Quote:
Originally Posted by SnoopZ View Post
I am on Tracker but I thought if someone doesn't pay by direct debit there is an extra charge, whether it's virgin media or octopus or any other company.

Your comment seems unrelated to my question.
Did you miss the quote where I actually asked Octopus who is your supplier I believe ?
__________________
Is your muffin buttered? Would you like me to assign someone to butter your muffin?
Jaymoss is offline   Reply With Quote
Old 04-04-2025, 13:35   #15
Sephiroth
Wisdom & truth
 
Sephiroth's Avatar
 
Join Date: Jul 2009
Location: RG41
Services: RG41: 1Gig VOLT Rutland: Gigaclear 400/400
Posts: 12,269
Sephiroth has a nice shiny starSephiroth has a nice shiny starSephiroth has a nice shiny star
Sephiroth has a nice shiny starSephiroth has a nice shiny starSephiroth has a nice shiny starSephiroth has a nice shiny starSephiroth has a nice shiny starSephiroth has a nice shiny star
Re: Paying household bills with a Credit Card

Quote:
Originally Posted by Hugh View Post
Yup, us too - we get 1.5 Avios points for every Pound spent, and get a free Companion Voucher (which is valid for two years) if we spend over £15k in a year (which is easy to do); plan B is a Barclaycard Avios card (for places that don’t take Amex), and we get 1 point per Pound spent.
Thanks for the tip. I should swap my Barclaycard for the Avios card so that I can dedicate those points to BA. My AMEX points will be used for Qantas.

I particularly like the very high AMEX credit limit - needed for 2x business class return ticket to Australia! Then there's double bubble - Qantas points and the equivalent AMEX points.
__________________
Seph.

My advice is at your risk.
Sephiroth is offline   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off

Forum Jump


All times are GMT +1. The time now is 05:39.


Server: osmium.zmnt.uk
Powered by vBulletin® Version 3.8.11
Copyright ©2000 - 2025, vBulletin Solutions Inc.
All Posts and Content are © Cable Forum