Quote:
Originally Posted by Paul
I worked two jobs for a few years, and was able to reduce my mortgage to £50 in 2018.
I keep it at that value as I can dip back into it as an emergency backup should I require.
I have not had to do so yet, but these bills are going to dig deep, so I may have to consider it.
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What kind of mortgage product do you have that allows the balance to sit there at £50 for four years? Even if you overpay I thought they still wanted monthly payments.