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joglynne · 04-02-2019, 17:54

Just a point of interest regarding the section 75 protection.

You only need to have used the credit card to settle part of the payment, though you do need to pay over £100 in total for a single item to evoke the cover. For example, you could pay £20 deposit using your credit card and then pay the balance by another method and still have the whole £100 plus covered by section 75 of the Consumer Credit Act.

https://www.which.co.uk/consumer-rig...mer-credit-act

04-02-2019, 17:54	#15
joglynne Born again teenager. Join Date: Feb 2007 Location: Manchester. (VM area 20) Age: 75 Services: Maxit TV, M250 Fibre BB. Phone-Anytime Chatter Posts: 13,700	Re: Looking to get a Credit Card Just a point of interest regarding the section 75 protection. You only need to have used the credit card to settle part of the payment, though you do need to pay over £100 in total for a single item to evoke the cover. For example, you could pay £20 deposit using your credit card and then pay the balance by another method and still have the whole £100 plus covered by section 75 of the Consumer Credit Act. https://www.which.co.uk/consumer-rig...mer-credit-act __________________ "I intend to live forever, or die trying" - Groucho Marx..... "but whilst I do I shall do so disgracefully." Jo Glynne