Damien

Remember the points are pointless if you're racking up interest charges. The best card for rewards assuming you pay it off each month is usually American Express, especially if you can get one of the cashback or air miles bonuses. Also do remember that the drawback of these cards is just how easy it is to get something without having the money for it, it sounds simplistic but there is a reason credit card debt is so high. Plenty of people thinking they'll be responsible but the allure is too high....