Originally Posted by Dave Stones

i suppose i am semi-lucky being a student. obviously not counting the debt mountain building up behind my student loans...

but anyway i have a credit card with £500 limit and a current a/c with £1000 overdraft. i have just poked into the overdraft and had to use my CC to make a couple of relatively big purchases, but i am lucky in that they are both interest free. i arent looking forward to the day with it goes up to 17.9% or wahtever teh CC interest rates are...