Quote:
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Originally Posted by Dr. Plummer
Have you considered Kronas that these people may have a 'spending' spree condition that is out of control? They cannot help it even if they really really want to.
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of course you can ill show you
i currently have say £100 to spend i want..............
sky+ £199 plus £50 install then
dvd player costing £100
a 5.1 sub woofer and speaker system costing £200
now you see whats wrong here ?
i cant possibly buy all that so i do without i may have enough money to buy the dvd player but i choose not to..
now a person with a credit card might just use the CC to put it on the plastic he only earns £200 a week so he has got the council tax to pay weekly or monthly the eletricity all those previously mentioned bills
so at the end of the month he has pennies left now why would someone stick even higher priced goods luxury goods on a CC when he fully well knows due to his income and expenditure he cant pay it add the interest and voila
you have uneeded debt thats what i meant by luxury goods these people need sorting and deserve debt if you cant do the sums
i know about mortgages children all that i have sympathy and life is hard i dont have sympathy for luxury buyers who amass debt