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Re: Reclaim Your Bank And Card Charges
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Originally Posted by Mike
Any update on this which you can share ( as a collegue was offered £950 based on a claim of £1031.0 0....first letter HSBC !)
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Hi Mike, I can't comment on Florence's case for obvious confidentiality reasons but I can tell you that there have been a swathe of settlement offers of late with "strange" figures being bandied about.
It appears that the majority of banks are simply giving refunds on the first letter as they know that there's no point in protracting what they are not confident they can defend.
One instance I am aware of with a value of £1132.6 4 was settled (minus £54.00) yesterday after the first letter which went as follows - I kid you not!!
"I value my credit card and the services which you / it afford me however I also suspect that the recent interest rates applied to same are to offset successful claims by customers in respect of charges levied. Whilst I am prepared to pay additional interest for the use / convenience which your card affords me I have to draw a line when it comes to unfair charges.
I can quite well do without the hassle of County Court proceedings to recover these charges and, to that end I am hopeful that you will afford my particular case you most careful consideration and respond to me at your earliest convenience †“ hopefully with a mutually agreeable outcome."
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