Quote:
Originally Posted by orangebird
They won't offer it on your first letter. And I'd advise (having claimed sucessfully myself) not to refuse an offer that pays the charges back in full, but not the interest.
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When the APR is 17.9 % though you should certainly claim the interest.
Especially when the company in question have reduced their charges from £20 to £12 but increased the interest charge to 19.9% for me netting them £14+ extra a month of my money.
I haven't been charged for the last year either because I'm paying the card off.