Quote:
Originally Posted by orangebird
No! You should accept nothing less than at least the amount of the charges. It's not protocol to ask for the interest too on yourt first letter as I advised above - interest should only be claimed once you file a mony claim on line (to start court proceedings). 
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If you've paid interest to your bank as a result of an overdraft caused by the charges you can claim that back as part of the initial claim. It's only the 8% you can't claim until it gets to the stage of court proceedings.