BUMP
Does anyone know how this credit thing works?
Basically, if I pay one of these companies to see my credit file, and get any mistakes changed, does that mean that all other credit agencies will have my details changed?
What are these companies? Do they gather details independantly or do they all use the same sources?
Would I have to use the same credit check company that HFC use to clear my name?
I can't believe I have to pay them to correct THEIR mistakes...
