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Originally Posted by sarahlouise45
I had a letter from Barclaycard this morning to say that their over limit and late payment charges are being reduced to £12 as of 1st August. However their interest rates are going up (obviously to compensate?). Anyone else had this letter and will this affect me making my claim for charges to be refunded over the last five years??? Thanks guys.  |
It has no effect on your claim. Incidentally the £12.00 isn't legal either unless it represents the
actual liquidated losses incurred by them. That figure was merely suggested by the OFT as their "opinion" of the law.
Monkey2468
Well done, spread the word.