Thread: Reclaim Your Bank And Card Charges
View Single Post
Old 22-06-2006, 21:33   #169
Mike
cf.mega poster
 
Join Date: Jan 2004
Age: 63
Posts: 2,242
Mike is the helpful oneMike is the helpful oneMike is the helpful oneMike is the helpful oneMike is the helpful oneMike is the helpful oneMike is the helpful oneMike is the helpful oneMike is the helpful oneMike is the helpful oneMike is the helpful oneMike is the helpful oneMike is the helpful oneMike is the helpful oneMike is the helpful oneMike is the helpful oneMike is the helpful one
Re: Reclaim Your Bank And Card Charges
Quote:
Originally Posted by Mr Angry
Don't use that template letter - it's too broad ranging and could serve to undermine your case.

There is a process to conducting a successful claim which you must follow.

1) Write to the bank and ask them to refund all penalty charges applied to your account over the last six years.

2) When they refuse then write to the bank making a subject data request under the 1998 Data Protection Act citing exemptions under CH35 part 2 (a) & (b)
-------------
Part IV Exemptions

35. - (1) Personal data are exempt from the non-disclosure provisions where the disclosure is required by or under any enactment, by any rule of law or by the order of a court.

(2) Personal data are exempt from the non-disclosure provisions where the disclosure is necessary-

(a) for the purpose of, or in connection with, any legal proceedings (including prospective legal proceedings), or

(b) for the purpose of obtaining legal advice,
-------------
Allow them forty days to comply with your request and remember to enclose a cheque payable to them in the sum of £10.00 (the statutory fee payable for this information).

Once you receive your data then work out the charges and the 8% interest and you then write to the bank asking that they refund same within fourteen days otherwise you will initiate County Court proceedings for recovery.
So are you suggest a simple.................'give me back the charges applied to my account letter' and not to get heavy at this stage ?

Mike

Handyman...........looking forward to an update !
Mike is offline   Reply With Quote