[etccarmageddon]

I think if they attempted to recall the loan like that then firstly you'd write to them and point out you are continuing the monthly repayments and secondly you'd go through their complaints procedure followed by the banking ombudsman. there's no way a bank would try it on.

move to the nationwide - I was with tsb up until 20 years ago. they were my first bank. I was promised free banking then one day they put £14 worth of charges on my account for regular stuff like cash machine withdrawals and denyed that I was ever told it was free. This was when I was earning £40 a week. then a few years later nationwide started their current account which also paid interest.