Right...................
60 Bank statements later the grisley details...
Lets just set the scene and say I did got through a divorce and this did not help things out at all and as some one here will know if your not on the ball 1 bank charge can snowball into other charges very easily.
I'm with Yorkshire bank and they charge in the following way. They have a day rate if your over drawn (£5,ÃƒÆ ’ƒâ€šÃ‚£6,ÃÆ⠀™ÃƒÂ¢Ã¢â€šÂ¬Ã…¡Ãƒâ€šÃ‚£8) Its gone up over the last few years. If you go over drawn they also apply a charge the next month (£25,à ƒÆ’‚£20) and this has actually dropped ober the years. They also apply a charge of £33 for unpaid items and sometimes £33 for 'debit under advice'.
This is the break down since sept 2001
7 x £5.00
101 x £6.00
53 x £8.00
10 x £20
12 x £25
18 x £33
Grand total £2159 in bank charges in 5 1/2 years and I'm gutted. It makes terrible reading once you add it all up and frankly I'm ashamed that I ran my account like that.
That asside lets see what the bank will have to give back
thats the only good point......
Thought about wether or not to post this but I would like advice from mike and mr angry as to the chances of getting this back and lets face it it stands as good advice to those thinking of getting into debt.. it's not nice.