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Originally Posted by Paul M
The only charge i've had in the last six years was for late payment on my credit card one month (I was a day late) they charged me £25 I think - I rang them up and pointed out that in four years with them I had never missed one before and that if they insisted on this for being one day late then I would zero the account there and then with a balance transfer from a rival - and never use the account again (but not actually close it, just leave it dormant). They refunded the charge.
I paid it off next month anyway, and never used the card again.
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I think it`s disgusting the way that Banks have an uncleared cheque or wage going into the account and then take out all of the outgoing payments before clearing the incoming funds!!!!!!!!! Just making themselves some more " Illegal" profits!
