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Originally Posted by punky
Quote:
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Originally Posted by freezin
Women are generally are safer drivers and the crashes they have tend to be a much lower speeds, and that's why we can get lower insurance premiums.
The fact that this woman is a bad driver doesn't change that. I haven't seen a man putting his make up on, but they certainly do other equally stupid things, and often at dangerous speeds. Too much testosterone perhaps?  |
Almost...
Its actually due to the fact that:
1) Women average fewer miles per year than men, so the less you drive, the less chance you'll make a mistake and crash. I drive more than my husband.
2) Women drive smaller, cheaper cars that are cheaper to repair. A 330D Sport is hardly smaller or cheaper.
That's why they have lower insurance permiums. Skill doesn't really enter into it much. |
The type of car you drive would have to be considered for insurance purposes and as defined above my insurance would cost the same as a bloke insuring that car with similar no claims to me. But I still get cheaper insurance because
the type of accidents women have are cheaper on the insurance payouts, men's accidents are more likely to cause write offs.