Good post
I got a fake email from Barclays once, it asked for my whole secret word, much like in the sticky at the top of this forum, so i wrote in a erm nice word, and once it had my "details" it kindly sent me to the real Barclays homepage!
Always check the url of the site you are on, a real one would look like this:
https://ibank.barclays.co.uk/olb/q/LoginMember.do
https:// says it's a secure site.
I've seen them with allsorts of url's.
Some good info here too:
http://www.millersmiles.co.uk/index.php
You can report them here too:
http://www.iwf.org.uk/