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Originally Posted by slysy
No I dont mind answering that, I am 21 and coming up to my 22nd Bday very soon  I figured I didnt need a car while at uni but now I need one for work
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That will make the insurance less painful, being over 21. Some will give an introductory discount so shop around.
If you will need the car as your primary means of getting to work you could consider new as in some respects it may be cheaper.
A new Citroen (whatever the Saxo is these days C2?) is currently 17.5% off, has free insurance for the first year 0% finance and a 3 year warranty.
This means the cost for the first year will be repayments and maintainance costs should be your standard service charges. Anything else should be warranty.
A P plate is going to need work on brakes etc as the pads / discs wear out, and other things such as timng belts. These can add up.