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Originally Posted by marky
Even though your insurance wouldnt part with a penny its just the way it is, but without it both companys would be after you, because you car should not be there. 
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If it is legally parked on the road and has a current tax disk then the car has every right to be there. If it did not have a tax disk but did have a SORN it could be towed away. It is the Tax that entitles the car to be on the public highway.