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Old 15-08-2005, 13:31   #9
MovedGoalPosts
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Re: Holiday Insurance - Read the Policy Limitations

Certainly very few if any recreational dive buddies would conciously follow someone to these depths. Thus yes he would effectively be diving solo, even if part of a team.

Just looking at my own standard annual travel insurance from Direct Line. That would cover me for scuba to only 18m. It's important to realise all policies are not the same. Just because you are diving with a group or on a led dive does not mean the insurance would be valid. If in doubt check first.

Indeed it is important that all qualified divers accept that they, not the dive guide, are responsible for their own actions. Just because one person goes somewhere doesn't mean everyone else has to follow like lemmings. The adage "Plan The Dive - Dive The Plan", must apply.

Specialist insurance policies are available. I have one from DAN (DIvers Alert Network) it's not a travel policy as such, more a dive specific one. I particularly like the DAN one in that it doesn't put limits on the dive depth, recreational / techinical activity or whatever. There is even cover for lost kit if you have to ditch it when assisting others in an emergency.
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