Actually scuba diving, is a very common holiday activity, and at a recreational level is far from extreme. The depths this guy went to are beyond recreational.
Many ordinary holidaymakers will be tempted when sitting by the swimming pool at a hotel by the bronzed bod turning up offerring a try dive in the pool. That quickly leads you to an excursion trip out for a one day intro to diving or "discover scuba" course.
What about parasailing, waterskiing, bungee jumping, and so on. As I said read the small print before paricipating, just in case.
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Originally Posted by danielf
I would expect someone that goes scubadiving to depths nearing 50 meters to make sure his insurance covers this. Especially considering the stuff you posted regarding qualifications. Frankly, I think the insurance company is right in not paying out.
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Yep I dd agree the insurance company is quite justified in refusing the claim. This wasn't a minor infringement of the policy limits but a very significant margin.
However that a claim was submitted does suggest a perception that people thought he would be covered. Hence the warning, make sure you understand your policy covers for anything you decide to do. It's a long way home.