[danielf]

Originally Posted by Rob C

A scuba diver holidaying in Egypt is facing a £40,000 bill for medical treatment after an accident diving:
http://www.divernet.com/news/stories/130805bill.shtml
http://news.bbc.co.uk/1/hi/england/w...ds/4144366.stm

Irrespective of the actual incident and what occurred, the crux of the issue is the injured party exceeded the limitations of his holiday insurance. He's not covered.

Many travel insurance policies don't offer much cover for activities they consider hazardous. Even something as simple as mountain biking or windsurfing might not be covered. Read the small print on any holiday package or even standard travel agent's policy. Make sure it is right for you.

I would expect someone that goes scubadiving to depths nearing 50 meters to make sure his insurance covers this. Especially considering the stuff you posted regarding qualifications. Frankly, I think the insurance company is right in not paying out.