Cable Forum - View Single Post

punky · 12-08-2005, 10:14

I love credit cards, they are one of the best inventions of the 20th century. This 1 piece of plastic means I can buy stuff in the UK, then I can fly to Laos and buy something there too. Sod the Euro.

There are so many features and benefits to most CCs, it comes in with a book, that most people don't even read. For example, with Barclaycard, if you pay for your holiday on your CC, they give you free travel insurance. And charge backs now mean you don't have to worry about fraud. I tried to get insurance with Bell Direct, but the firm went bust within a week. The insurance ombudsmen said they would only honour 80% of any claim to my fully comp insurance. As I paid it on CC, I did a charge back and got my money back. Had I have paid by cheque or debit card, I wouldn't have seen that money again.

They are really useful. I don't carry cash around, so when I buy stuff, I don't stick everything on my debit card, I put it on my CC, then just pay it off at the end of the money. Doesn't cost me any different, but I have the charge back protection, price matching, insurance, etc that comes with it.

12-08-2005, 10:14	#4
punky Inactive Join Date: Jun 2003 Age: 45 Posts: 14,750	Re: Real Credit Cards I love credit cards, they are one of the best inventions of the 20th century. This 1 piece of plastic means I can buy stuff in the UK, then I can fly to Laos and buy something there too. Sod the Euro. There are so many features and benefits to most CCs, it comes in with a book, that most people don't even read. For example, with Barclaycard, if you pay for your holiday on your CC, they give you free travel insurance. And charge backs now mean you don't have to worry about fraud. I tried to get insurance with Bell Direct, but the firm went bust within a week. The insurance ombudsmen said they would only honour 80% of any claim to my fully comp insurance. As I paid it on CC, I did a charge back and got my money back. Had I have paid by cheque or debit card, I wouldn't have seen that money again. They are really useful. I don't carry cash around, so when I buy stuff, I don't stick everything on my debit card, I put it on my CC, then just pay it off at the end of the money. Doesn't cost me any different, but I have the charge back protection, price matching, insurance, etc that comes with it.