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**Chris** · 12-08-2005, 10:05

I have never owned one. I intend it to stay that way. If I haven't got it, I don't spend it. The only exception to that is for major, essential purchases that nobody can afford (i.e. house, possibly a car), in which case I look carefully at my circumstances and what's available and make appropriate, affordable arrangements.

I have always found it hard to understand why most people need a new item of clothing so badly that they have to borrow money to pay for them!

The only exception to all the above is that a few years ago Boots tied up with Egg - Mrs T converted her advantage points card to an Advantage Egg card, purely because the extra boots points you could get was quite ridiculously generous. Sadly Boots and Egg agreed, and the deal was up in about 18 months. We were sent a new Egg card but cut it up not long afterwards.

12-08-2005, 10:05	#2
Chris Trollsplatter Cable Forum Team Join Date: Jun 2003 Location: North of Watford Services: Humane elimination of all common Internet pests Posts: 38,607	Re: Real Credit Cards I have never owned one. I intend it to stay that way. If I haven't got it, I don't spend it. The only exception to that is for major, essential purchases that nobody can afford (i.e. house, possibly a car), in which case I look carefully at my circumstances and what's available and make appropriate, affordable arrangements. I have always found it hard to understand why most people need a new item of clothing so badly that they have to borrow money to pay for them! The only exception to all the above is that a few years ago Boots tied up with Egg - Mrs T converted her advantage points card to an Advantage Egg card, purely because the extra boots points you could get was quite ridiculously generous. Sadly Boots and Egg agreed, and the deal was up in about 18 months. We were sent a new Egg card but cut it up not long afterwards.