nevhig,
The reason that you are getting some rather confusing answers to your question about which server address to use is because people are responding to the OP (original poster/original post) and their request for advice on a FTP program (even though the OP appears to have got that sorted now).
Sometimes, in situations like this where your question is almost the same but there are a few pointed differences, it is better to start a new thread on the subject - this avoids any confusion.
If the
Team (that's the lovely people that run the site) think that it needs to be merged with an existing thread they will do so and let you know.