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Originally Posted by dr wadd
If, as it has been suggested here, this is due to the fact that to get a bank account in India you have to be of Indian descent, then surely it cannot be considered discrimination by the bank in the UK. What point is there in them offering you a service that you cannot have for reasons outside of their control? Would you prefer that they made the concept of the service available to all, only for you to be told at a later stage in the process that you can`t actually use it as the Indian account cannot be put in place?
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Whilst it is usually difficult to open a bank account in a given country as a foreign national, I have not heard of it being impossible. However, Lloyds have picked up on the fact the British Indians (whatever that term means) will be able to open accounts with ICICI, which is an Indian bank. Now, I might be reading this wrong, but if someone is British, then by what has been implied, ICICI will not give them an account; if they are Indian they will. Which means that British Indians as a term is a bit of a misnomer.
Looking at it from a different perspective, they state that "Customers wanting to use the service must first open an account with Lloyds TSB, which will then open a second account on their behalf with ICICI". However, if they only have to prove Indian
descent, then the service is also technically open to people who are British.
Another interesting point in the article is the mention of Lloyds TSB having recently launched an "Islamic current account". What the Hell is that?! I thought Islam was a religion?