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Originally Posted by SMHarman
The system as it currently stands in the UK requires the retailer to swipe the card. The card will then tell the retailer it is C&P and require it to be put in the C&P reader. Then you either input your pin, or tell them you are a dozy muppet and don't know it at which point they press more buttons and you sign a paper chit again.
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I have two different cards, one old one not chip & pin, and a newer one that is chip & pin
At my local Asda, for the past couple of months (at least) all I do is pop the card into the chip & pin reader.
If I use my C&P card, it asks for the pin, if I use my older card, the paper receipt to sign is automatically printed, they don't swipe the cards at all, even if I hand my card to the cashier they put it in the C&P reader.
But I fail to see how a 4 digit number on its own, can be any more secure/insecure than signing, surely it's so much easier to watch someone taping 4 numbers than trying to copy a signature.
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Even though my credit card has a chip, it's not c&p enabled. My local Safeways always put it in the card reader and it works okay, with me having to sign. It might just be their system.
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Yes, my older card does have a chip on it, but it's not C&P