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Old 11-04-2005, 12:22   #34
bob_builder
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Re: Chip and Pin Fraud

Quote:
Originally Posted by Chris T
At Tesco's checkout on Saturday ... I went to put my shiny new chip'n'pin card in the reader and the girl said 'it's alright, I'll do it.' She took the card, swiped it in the old fashioned way, and then asked me to use the keypad to enter my PIN.

What's the point in having uncrackable chips if even the shops that have installed the readers are still telling their staff to swipe the card? As we were embroiled in a cloning incident last year (in which some unscrupulous shopkeeper double-swiped Mrs T's card, paying for the transaction with the first swipe and copying all her details with the second), I am personally very keen to see the magnetic strip banished from all cards as soon as possible.
I think Tesco have a chip reader at the bottom of their till swiper. I think they do this to speed up the transaction as it both swipes the card and reads the chip in one go. The fact that you entered your PIN proves that the chip was being used as it does not work with the magnetic strip.

I have lost count of the number of times I have taken my non-Chip&PIN card to a store where they have put it in the Chip&PIN machine and after about 30 seconds it beeps and says "Invalid Card" so they then have to swipe it - at Tesco it always works first time.
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