Quote:
|
Originally Posted by Chris T
At Tesco's checkout on Saturday ... I went to put my shiny new chip'n'pin card in the reader and the girl said 'it's alright, I'll do it.' She took the card, swiped it in the old fashioned way, and then asked me to use the keypad to enter my PIN.
What's the point in having uncrackable chips if even the shops that have installed the readers are still telling their staff to swipe the card? As we were embroiled in a cloning incident last year (in which some unscrupulous shopkeeper double-swiped Mrs T's card, paying for the transaction with the first swipe and copying all her details with the second), I am personally very keen to see the magnetic strip banished from all cards as soon as possible.
|
The system as it currently stands in the UK requires the retailer to swipe the card. The card will then tell the retailer it is C&P and require it to be put in the C&P reader. Then you either input your pin, or tell them you are a dozy muppet and don't know it at which point they press more buttons and you sign a paper chit again.
This is where the guy in post 14 comes in and reprograms the mag strip to remove the flag that indicates the card is C&P, no flag the transaction progresses as a sig only transaction (legacy card).
In time - 2006? - the sig / no sig flag will be ignored and all transactions will require C&P if the card has a chip on it - If you don't know your PIN you will need to find an alternate way of paying.