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Originally Posted by Graham
1) At present.
2) It's much easier to simply "shoulder surf" someone's number and then steal their card when they leave the shop.
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And it is much easier to steal someones car keys / finger than it is to steal their car. Security slows the problem down / moves it around.
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Originally Posted by paul11974
i think chip and pin is good but it is a waste of time as the fraudsters will now just surf ya shoulder to get your number. The real way foward is to insert a picture of the user onto the card like the drivers license
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Personally the biggest joke of C&P that I have found is that I can now easily use (with her permission) Mrs H's Debit cards as if a retailer finds you know the pin on a card they don't bother to look any further at it. So this week I have used her DR card at the post office to pay some excess postage and on Saturday at the local curry house to pay for dinner. At the moment for C&P to work the retailer has to swipe the card and wait to be told to C&P it so they both had the cards in their hands and if they looked at it they would have clearly seen the card said Mrs.....
If they cannot be bothered to look at the name printed on the card they won't bother to look at a picture. Also in time the card will not leave your posession (to prevent cloning), so they will have even less of a chance.
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Originally Posted by Robert Atkins
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Early this year actually.