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Originally Posted by andyl
Ah, but if they have your details then Christmas comes early courtesy, say, of Amazon. "Cardholder not present" transactions as the jargon has it.
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But then, they have the address linked to the criminal, ok may not be their address, but it's somewhere they are linked to in order to have picked up the package.
As it's credit card fraud, and in this case, internet credit card fraud, the card companies are quite good at clearing it up in order to encourage further legitimate credit card usage.
It's in the card company's interest to get people to shop on the internet as you can really only do it by using your credit card, thus making the card company lots of extra cash.
If they start thumbing their nose at victims of internet credit card fraud, then a lot of people will no longer shop online, choosing instead to go local using debit cards, so visa and mastercard etc lose out.